 |
|
03-29-2015, 09:47 PM
|
#1
|
|
Member
Join Date: Mar 2015
Location: Colorado
Posts: 62
|
Financing
Any good Financing companies?
|
|
|
|
03-29-2015, 10:09 PM
|
#2
|
|
Senior Member
Join Date: Dec 2014
Location: St Simons Island, GA
Posts: 1,234
|
Try Ally or USBank. They worked for me.
__________________
 Aviator Wright Flyer #1919
Army Pathfinder Vietnam, 3 tours
DAV, MOPH, VFW, NRA, 1stCav. ABN
|
|
|
|
|
03-29-2015, 10:22 PM
|
#3
|
|
GLCM Warrior
Join Date: Mar 2014
Location: Northern Colorado
Posts: 277
|
5'ver is financed with US Bank...decent rate...but not happy with the online payment availability options.
Previous TT was through USAA....couldn't have been happier. 
Planned to use USAA again...but took pity on the dealership since they matched the interest rate and other loan terms and I suspect they get some form of compensation from the finance deal.
__________________
2014 Wildcat 312QBX
2014 Ford F350 SD 4X4 CC LB 6.7L PSD
Bob & Debbie, USAF Retired
|
|
|
|
|
03-31-2015, 02:01 PM
|
#4
|
|
Senior Member
Join Date: Mar 2015
Location: Florida
Posts: 103
|
Good Sam or Bank of the West
__________________
2015 Siera 377FLIK
2014 Ford F350 KR
Maggie the new Chihuahua
Cricket the Chihuahua RIP
Steve & Jojo
|
|
|
|
|
06-25-2015, 10:11 AM
|
#5
|
|
Georgia Rally Coordinator
Join Date: Jun 2015
Location: GA
Posts: 24,474
|
I borrowed my own money 3% 5 years less than 300 a month.  Later RJD 
__________________
2020 Shasta Phoenix SPF 27RKSS (sold)
2018 Dodge Ram 2500 6.4 3:73 gearing.(sold) (sold) 2015 Chevy 2500 6.0, 4:10
Traded 2015 30WRLIKS V-Lite
Days camped 2019 62
Days camped 2020 49 days camped 2021-74 2022-40 days 2023 5 days
|
|
|
|
|
08-10-2015, 09:01 AM
|
#6
|
|
Drivestregis
Join Date: Sep 2013
Location: North Carolina
Posts: 58
|
Ditto on Bank of the West
__________________
Drivestregis
2014 SOLERA S
Retired Cajun
2015 Honda Fit Toad
|
|
|
|
|
08-10-2015, 11:05 AM
|
#7
|
|
Always Learning
Join Date: Nov 2011
Location: Four Corners, FL
Posts: 21,891
|
I financed through Bank of America. I shopped rates at both of my credit unions and found that BoA beat the pants off of them.
|
|
|
|
|
08-13-2015, 12:12 AM
|
#8
|
|
Senior Member
Join Date: Jul 2014
Posts: 139
|
Try your insurance company. State Farm had the best rates when I was shopping.
|
|
|
|
|
08-13-2015, 01:20 AM
|
#9
|
|
Senior Member
Join Date: Feb 2013
Location: Tennessee
Posts: 700
|
X2 BoA.
__________________
edgewant
2013 Berkshire 390RB-60
toad - 2002 Jeep Wrangler Sport
|
|
|
|
|
08-13-2015, 07:46 AM
|
#10
|
|
Senior Member
Join Date: Jun 2015
Location: Payson, AZ
Posts: 3,872
|
bank of the west with automatic payment withdrawals. you can check balances etc via their web site.
|
|
|
|
|
10-26-2015, 06:42 AM
|
#11
|
|
Senior Member
Join Date: Oct 2013
Location: Florida
Posts: 1,363
|
I called Bank Of America. They stated they are not currently offering loans on RV's.
__________________
2016 Forester GTS 2801QSF 
2011 Jeep JK Toad
Habitual RV Modifier
|
|
|
|
|
10-27-2015, 06:34 PM
|
#12
|
|
Senior Member
Join Date: Dec 2014
Posts: 557
|
We used our cedit union, 3.8%.
|
|
|
|
|
10-27-2015, 07:31 PM
|
#13
|
|
Senior Member
Join Date: Oct 2015
Posts: 248
|
M&T Bank
|
|
|
|
|
10-27-2015, 08:00 PM
|
#14
|
|
Senior Member
Join Date: Oct 2015
Posts: 2,270
|
I've never seen where a dealers finance department / person can not beat any rate I have found on my own by at least 1/2 %. And if they are making a few bucks on it so be it.
On the trailer I have ordered my credit union quoted 8%, the bank where current trailer is financed quoted 7.5%, and the dealer came back at 5.74%.
Those were all for 72 months. You need to look at the term with the rate. Longer term, lower rate. Although it beats me why anyone would think financing one of these things for 10 or 12 years is a good idea. I can see it on a 200K class A maybe, but a 20K trailer?
I'll throw an extra 50 at the principal, which will take the 72 months @ 5.74 to 61 at 4.75
|
|
|
|
|
10-27-2015, 10:12 PM
|
#15
|
|
Senior Member
Join Date: Feb 2013
Location: Tennessee
Posts: 700
|
BoA beat what Lazydays could offer by 0.3% back in Jan 2013.
__________________
edgewant
2013 Berkshire 390RB-60
toad - 2002 Jeep Wrangler Sport
|
|
|
|
|
11-05-2015, 05:23 PM
|
#16
|
|
Senior Member
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,314
|
I you have good credit, Bank of the West has good rates. Good Luck
|
|
|
|
|
01-26-2016, 09:19 PM
|
#17
|
|
Junior Member
Join Date: Jan 2016
Posts: 4
|
Just bought a camper and camping world could not touch my credit union. Got 4% vs 6.9%
|
|
|
|
|
01-26-2016, 09:47 PM
|
#18
|
|
Senior Member
Join Date: Dec 2015
Location: Eastern NC
Posts: 3,963
|
Last month CW found 120 months at BoA at 4.25%. With investments at 7% made no sense to pay cash ~~~ yet.
|
|
|
|
|
01-26-2016, 09:52 PM
|
#19
|
|
Senior Member
Join Date: Feb 2014
Location: Ontario
Posts: 1,177
|
Not sure if you can do it in the USA but up in Canada I can get a home line of credit at 3.25%
__________________
2014 Forester 3051s
2016 Nissan Pathfinder SL
2012 Sonic toad
|
|
|
|
|
01-27-2016, 04:28 PM
|
#20
|
|
Senior Member
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,314
|
People finance for longer terms then they need to get a lower interest rate, as was noted above, then they pay them off before their term ends but at the lower interest rate.
RV dealers do get a some percent of the amount financed if you use the finance company that they give you. I have always got my own financing before shopping for RVs or autos
and if the dealer beats the rate I go with the dealer. Good Luck
|
|
|
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Discussions |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Linear Mode
