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12-27-2012, 02:02 PM
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#21
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Site Team - Lou
Join Date: Oct 2009
Location: South Eastern PA
Posts: 23,269
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this is what we use
Seems to have worked so far.
They have been robbed twice.
__________________
Lou & Freya the wonder dog
2008 GMC Sierra 3000HD Allison Duramax
2019 Flagstaff 8529FL
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12-27-2012, 03:38 PM
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#22
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Senior Member
Join Date: Jan 2012
Location: Tennessee
Posts: 813
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We have an alarm system in our home with fire and smoke of course, I bought an extra fire/smoke unit and a motion unit and placed them in the RV parked behind the house. The wireless units are marked RV unit for the montering company and I also wired a relay to a horn in RV. It did drop my insurance rate on the RV a few bucks for fire insurance during months not out. While out we use the door tirp unit because of the dog as I said have a relay with horn and lights going on and off.
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12-27-2012, 03:39 PM
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#23
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Senior Member
Join Date: Jan 2012
Location: Tennessee
Posts: 813
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Quote:
Originally Posted by herk7769
Seems to have worked so far.
They have been robbed twice.
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Hank, what state was it that outed all the gun owners with name and address in paper just in the past few days. Now that is a sign, you got to love it...
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12-27-2012, 03:48 PM
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#24
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Senior Member
Join Date: Apr 2012
Posts: 368
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I think it was NY, Lou lives in PA.
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12-27-2012, 06:50 PM
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#25
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Oklahoma Proud
Join Date: Jul 2012
Location: central OK
Posts: 2,784
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Love the sign Lou!
If they listed all the gun owners here in OK in the paper, I think the paper would look like a big phone book!
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12-27-2012, 08:40 PM
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#26
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Member
Join Date: Aug 2012
Posts: 58
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Move along, this RV is protected by my Mother inlaw.
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12-30-2012, 07:06 PM
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#27
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Villa Estate 392FLFB
Join Date: Aug 2010
Location: Saskatchewan, Canada
Posts: 1,085
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ive been wondering same thing being i full time... have internet and tv wired up at home. dunno what it would take to setup a security system... always worry bout smashed patio door and everything gone..
__________________
 One state/province at a time!
Full Timing - Salem Villa Estate - 392FLFB - Purchased July 29th 2010
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01-12-2013, 06:24 PM
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#28
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Phat Phrog Stunt Team
Join Date: Dec 2011
Location: Burton, MI.
Posts: 4,522
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Our Break In
We never had any nproblems with our old 5th wheel parked next to the barn as it is 500 feet off the road. I was out there on a Wednesday afternoon to fill it with water etc. I came back out Friday to find out that it had been broken in to, they stole all of the electronics, easily replaceable, so i thought, but the mos damage was to the door that they pryed open. In all the estimate was 6495.00 to get it fixed. the sad thing was that it was only 3 weeks old. The insurance compant, Allstate, has gave me the run around about getting the TVs and Surround sound replaced. They issued a check for 4027, which did not include the electronics. They said the quote was too high and you could get them cheaper at Walmart, however since this I found out that these items were designed specifically for RVs and you can not purchase them at walmart so Now I have a brand new camper with none of the electronics. I am going to purchase a wireless alarm system with a sim card throiugh ATT that will dial the police, me, and up to 2 other numbers if the alarm goes off. Also I am going to remove all of the electronics every time I return from camping as well as anything else of value and am going to leave it unlocked so if someone is going to break in they wont have to damage my door! An alarm for me is the way to go
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01-12-2013, 06:35 PM
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#29
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Oklahoma Proud
Join Date: Jul 2012
Location: central OK
Posts: 2,784
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That is terrible. I would be so mad with the crooks and allstate!
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01-12-2013, 07:34 PM
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#30
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Site Team - Lou
Join Date: Oct 2009
Location: South Eastern PA
Posts: 23,269
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Ditto.
Stick to your guns and do not cash the check. If you cash the check, you accept their settlement. Check your policy; must make you "whole" and without the OEM equipment they are not in compliance with your contract with them.
Any insurance company will try to get away with as little as they can. Request an adjuster to see for himself how the RV's entertainment system is integrated into the camper. IT IS NOT A CAR.
__________________
Lou & Freya the wonder dog
2008 GMC Sierra 3000HD Allison Duramax
2019 Flagstaff 8529FL
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01-12-2013, 07:44 PM
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#31
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Oklahoma Proud
Join Date: Jul 2012
Location: central OK
Posts: 2,784
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Quote:
Originally Posted by herk7769
Ditto.
Stick to your guns and do not cash the check. If you cash the check, you accept their settlement. Check your policy; must make you "whole" and without the OEM equipment they are not in compliance with your contract with them.
Any insurance company will try to get away with as little as they can. Request an adjuster to see for himself how the RV's entertainment system is integrated into the camper. IT IS NOT A CAR.
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X2
I got rearended by a allstate customer once and it came back they said I was 25% at fault because I swung left a couple feet, to make a 75°right hand turn pulling a trailer. I don't undetstand that but I only got paid 75% of the claim. 
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01-12-2013, 07:48 PM
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#32
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Phat Phrog Stunt Team
Join Date: Dec 2011
Location: Burton, MI.
Posts: 4,522
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They told me to have the trailer place purchase the items and submit the receipt for reimbursement. I don't see how since they have closed the claim and there is no paperwork telling about the electronics as that is what the adjuster told me over the phone. Very dissatisfied with Allstate will probably be changing all policies soon
__________________
Scott & Vicki
2018 Silverado 3500HD Dually 6.6L Duramax/Allison
2018 Columbus 366RL 1492 Edition
Camped 2012 19, 2013 110, 2014 129, 2015 97
2016 93, 2017 79, 2018 84, 2019 59, 2020 0,
2021 4 reserved 
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01-12-2013, 08:09 PM
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#33
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Site Team - Lou
Join Date: Oct 2009
Location: South Eastern PA
Posts: 23,269
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Quote:
Originally Posted by syencer
They told me to have the trailer place purchase the items and submit the receipt for reimbursement. I don't see how since they have closed the claim and there is no paperwork telling about the electronics as that is what the adjuster told me over the phone. Very dissatisfied with Allstate will probably be changing all policies soon
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Did you get a name? I see a "porkin" coming...
__________________
Lou & Freya the wonder dog
2008 GMC Sierra 3000HD Allison Duramax
2019 Flagstaff 8529FL
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01-12-2013, 08:19 PM
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#34
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Phat Phrog Stunt Team
Join Date: Dec 2011
Location: Burton, MI.
Posts: 4,522
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I had it wrote down but I lost the paper. I still did not get any paperwork at all concerning the claim
__________________
Scott & Vicki
2018 Silverado 3500HD Dually 6.6L Duramax/Allison
2018 Columbus 366RL 1492 Edition
Camped 2012 19, 2013 110, 2014 129, 2015 97
2016 93, 2017 79, 2018 84, 2019 59, 2020 0,
2021 4 reserved
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01-12-2013, 08:20 PM
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#35
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Phat Phrog Stunt Team
Join Date: Dec 2011
Location: Burton, MI.
Posts: 4,522
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Yes....BOHICA
__________________
Scott & Vicki
2018 Silverado 3500HD Dually 6.6L Duramax/Allison
2018 Columbus 366RL 1492 Edition
Camped 2012 19, 2013 110, 2014 129, 2015 97
2016 93, 2017 79, 2018 84, 2019 59, 2020 0,
2021 4 reserved
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01-12-2013, 10:29 PM
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#36
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Site Team - Lou
Join Date: Oct 2009
Location: South Eastern PA
Posts: 23,269
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Yes, once the check is cashed your bargaining position gets iffy.
Technically the claim is closed,
FUBAR does not begin to describe it...
__________________
Lou & Freya the wonder dog
2008 GMC Sierra 3000HD Allison Duramax
2019 Flagstaff 8529FL
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01-12-2013, 11:01 PM
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#37
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TeresaInCAL
Join Date: Aug 2012
Location: California foothills
Posts: 416
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Quote:
Originally Posted by syencer
They told me to have the trailer place purchase the items and submit the receipt for reimbursement. I don't see how since they have closed the claim and there is no paperwork telling about the electronics as that is what the adjuster told me over the phone. Very dissatisfied with Allstate will probably be changing all policies soon
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I'm really sorry you got broken into!!! On another note, I really like the chairs, and decor of your trailer!
On another note, when you go shopping for new insurance, check out State Farm. I've had 2 claims with them the last 2 years, and they have been wonderful!
__________________
Teresa
2013 f150 Ecoboost 4x4
2009 Gray Wolf, 22BH
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01-13-2013, 12:31 PM
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#38
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Member
Join Date: Jul 2012
Posts: 37
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Not that I want to bash one insurance company over another. Last year when our trailer was stolen from our drive way we were very pleased with our insurance company. We have safeco. They had us tell them all the features of our trailer I.E. fridge, shower, ac, and such. We had to wait only 15 days and then they paid us far more than we expected. We weren't covered for our belongings but with the extra paid we replaced most of our things and put a very generous deposit on our new trailer. my family looked at our insurance as a blessing to us. To this day the trailer has not been found. As a necessary evil not all insurance company's are bad.
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01-13-2013, 12:49 PM
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#39
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Oklahoma Proud
Join Date: Jul 2012
Location: central OK
Posts: 2,784
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Good to know! Glad you two had such good experiances.
We have Farm Bureau, only one vehicle claim and they were great. Even replaced my b&w turnover ball hitch (barely bowed the rear angle, maybe bowed 1/4") as I was pulling my 30' gooseneck flatbed, when someone stopped short in front of me.
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