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Old 01-12-2013, 07:44 PM   #31
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Ditto.

Stick to your guns and do not cash the check. If you cash the check, you accept their settlement. Check your policy; must make you "whole" and without the OEM equipment they are not in compliance with your contract with them.

Any insurance company will try to get away with as little as they can. Request an adjuster to see for himself how the RV's entertainment system is integrated into the camper. IT IS NOT A CAR.
X2
I got rearended by a allstate customer once and it came back they said I was 25% at fault because I swung left a couple feet, to make a 75°right hand turn pulling a trailer. I don't undetstand that but I only got paid 75% of the claim.
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Old 01-12-2013, 07:48 PM   #32
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They told me to have the trailer place purchase the items and submit the receipt for reimbursement. I don't see how since they have closed the claim and there is no paperwork telling about the electronics as that is what the adjuster told me over the phone. Very dissatisfied with Allstate will probably be changing all policies soon
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Old 01-12-2013, 08:09 PM   #33
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They told me to have the trailer place purchase the items and submit the receipt for reimbursement. I don't see how since they have closed the claim and there is no paperwork telling about the electronics as that is what the adjuster told me over the phone. Very dissatisfied with Allstate will probably be changing all policies soon
Did you get a name? I see a "porkin" coming...
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Old 01-12-2013, 08:19 PM   #34
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I had it wrote down but I lost the paper. I still did not get any paperwork at all concerning the claim
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Old 01-12-2013, 08:20 PM   #35
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Yes....BOHICA
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Old 01-12-2013, 10:29 PM   #36
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Yes, once the check is cashed your bargaining position gets iffy.
Technically the claim is closed,

FUBAR does not begin to describe it...
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Old 01-12-2013, 11:01 PM   #37
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They told me to have the trailer place purchase the items and submit the receipt for reimbursement. I don't see how since they have closed the claim and there is no paperwork telling about the electronics as that is what the adjuster told me over the phone. Very dissatisfied with Allstate will probably be changing all policies soon
I'm really sorry you got broken into!!! On another note, I really like the chairs, and decor of your trailer!
On another note, when you go shopping for new insurance, check out State Farm. I've had 2 claims with them the last 2 years, and they have been wonderful!
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Old 01-13-2013, 12:31 PM   #38
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Not that I want to bash one insurance company over another. Last year when our trailer was stolen from our drive way we were very pleased with our insurance company. We have safeco. They had us tell them all the features of our trailer I.E. fridge, shower, ac, and such. We had to wait only 15 days and then they paid us far more than we expected. We weren't covered for our belongings but with the extra paid we replaced most of our things and put a very generous deposit on our new trailer. my family looked at our insurance as a blessing to us. To this day the trailer has not been found. As a necessary evil not all insurance company's are bad.
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Old 01-13-2013, 12:49 PM   #39
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Good to know! Glad you two had such good experiances.
We have Farm Bureau, only one vehicle claim and they were great. Even replaced my b&w turnover ball hitch (barely bowed the rear angle, maybe bowed 1/4") as I was pulling my 30' gooseneck flatbed, when someone stopped short in front of me.
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