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Old 05-31-2011, 01:32 PM   #21
Junior Member
Join Date: May 2011
Posts: 12
Originally Posted by trailraider View Post
PDI is a cash grab, plain and simple. The manufacturer pays the dealer( automotive and rv) to make sure the unit is in good condition before delivery. It is the same with the finance charges , another cash grab. The finance companies give kickbacks if the f&i people use them. Hsbc pays the f&i guy $1000.00 for every deal they write up for them. It drives me up the wall with the constant screw tactics they use.
We did pay for the stupid PDI, but its funny you mention that about the kickbacks....our finance guy really wasn't enthused with helping us when we went in with our OWN financing through USAA. And you should have seen his jaw drop when I said I didn't need HIS $2500 extended waranty because I "found out" that FR offers there own for but a mere $150

The silly part is, if he wouldn't have lied to us a month ago, thinking we would eventually agree to more money down, then we would have used his banks and he would have gotten his "reward"....was totally his own fault. In the end it worked out MUCH better for us though!

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