And I would imagine the impact in Herk's example was much more severe than what we are discussing here.
And considering any possible water damage from leaking through the damaged area, the repair guys will be able to assess that and fix anything that requires it.
I did extensive repairs to our old stick-and-tin camper, and there wasn't much we couldn't fix.
I agree that comparing a fibreglass-skinned camper to a tin one is comparing apples to oranges.
But that is what scares me, as we now own a fibreglass fifth. If anything happens to it, I can't fix anything.