Originally Posted by Paulie Boy
I am soon be the new owner of a 390BH-60 and am curious what fellow owners have experienced with the different insurance companies. Any special add on riders need to be considered? Thanks in advance.
I recently switched from National General (Good Sams) to Progressive.
Saved a few dollars, but more importantly now have a policy with an "agreed upon" dollar figure in case of total loss.
Normally, as the unit ages the amount you get in a total loss just goes down and down; mostly based on current (at time of loss) NADA value.
Mine is fixed at $135K regardless of the actual NADA book value at the time of the loss. Without this contract stipulation, in just a few years any payment as a result of total loss would go to the bank and I'd not get a dime.
Something to think about if you need the coach to be your only "home".