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Old 02-21-2015, 09:39 AM   #1
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Full timer insurance

I am soon be the new owner of a 390BH-60 and am curious what fellow owners have experienced with the different insurance companies. Any special add on riders need to be considered? Thanks in advance.
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Old 02-21-2015, 09:03 PM   #2
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Welcome to the Berk family. I don't full time so I can't answer your question. But we do have a few FT'ers here.
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Old 02-22-2015, 10:02 AM   #3
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We went full time last March. We changed our insurance coverage to Good Sam's and did it for the coverage. The price was cheaper also but we wanted to be sure we were covered for all liability and damage as well as road hazard. We have now bought a lot in Florida so we will need to review our coverage.
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Old 02-22-2015, 11:22 AM   #4
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Phil, what part of FL did you get your lot. I'm thinking of doing the same.


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Old 02-22-2015, 11:37 AM   #5
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We are in Okeechobee a park called Silver Palms. It's our second year and we found a lot the owner was selling that was completely done. The town itself isn't much. A small cow town. No mall and we like that bits a friendly town and very safe. The resort is very nice with lots of activities and a nice pool. We are an hour from Ft Myers and 45 minutes to Port St Lucie. No beach but we don't fibrin the beach much anyway. The resort is at the north end of the lake but you can't see it. It's completely surrounded by a thirty foot dyke. They say it's one of the best fishing lakes in the US.
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Old 02-22-2015, 05:09 PM   #6
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Phil, the place looks really nice. Fishing is great in the Big O.

We are planning on full timing in 1.5 yrs. problem is I have a boat and would like to find a lot on a lake with doc or along the coast on a canal. When you were looking did you notice any places like that when you were looking for yours? I do both fresh and saltwater fishing.


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Old 02-22-2015, 05:18 PM   #7
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I haven't but I don't boat so wasn't really looking. I'll keep my eyes open.
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Old 02-22-2015, 07:30 PM   #8
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Thank you Phil


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Old 03-05-2015, 06:46 PM   #9
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Quote:
Originally Posted by Paulie Boy View Post
I am soon be the new owner of a 390BH-60 and am curious what fellow owners have experienced with the different insurance companies. Any special add on riders need to be considered? Thanks in advance.
I recently switched from National General (Good Sams) to Progressive.

Saved a few dollars, but more importantly now have a policy with an "agreed upon" dollar figure in case of total loss.

Normally, as the unit ages the amount you get in a total loss just goes down and down; mostly based on current (at time of loss) NADA value.

Mine is fixed at $135K regardless of the actual NADA book value at the time of the loss. Without this contract stipulation, in just a few years any payment as a result of total loss would go to the bank and I'd not get a dime.

Something to think about if you need the coach to be your only "home".

Boowho??
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Old 03-10-2015, 11:56 AM   #10
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Good luck with Progressive. I have had extensive dealings with them and in my opinion they are the worst company ever. Claims are a major fight. I will never deal with them again and if I'm unlucky enough to be hit by anyone with Progressive the first phone call will be to my attorney. Awful company and employees.
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