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Old 08-31-2015, 01:29 PM   #11
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Had my class A hit by a drunk driver spring 2014, $39,000 in damage, he was insured to $20,000. I have Allied/Nationwide and they covered it all with no problem, no increase to me. They were easy to contact throughout the process and kept me informed and made sure I was happy all along. It's my contention that you get what you pay for, they were great for me.
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Old 08-31-2015, 01:40 PM   #12
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I just went with FMCA and they quoted Blue Sky and saved me $200.00 over GS and National General.


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Old 08-31-2015, 01:46 PM   #13
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I had AAA for all of our vehicles until we moved from pop-up to TT. I questioned AAA on charges when tow vehicle broke down pulling the TT: double or more, of course. We have Good Sam on everything now and, other than saving a lot of bucks, have been treated very well.
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Old 08-31-2015, 02:18 PM   #14
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GS shopped for us and saved us money compared to National General.
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Old 08-31-2015, 02:47 PM   #15
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I have Good Sam Insurance and although I have never had to make a claim, the positive with them is, if you are not using the RV, you can put the liability and collision on hold (which they will give you a refund) and they will continue with the cost of the comprehensive only. That way you yearly cost are not as much. Just be sure to let them know when you are going back out.
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Old 08-31-2015, 02:50 PM   #16
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I don't know about RV insurance in the US but in Ontario, Canada most insurance companies use Aviva or Wayfarers. I have always used these companies until I got a new broker. He deals with Echelon for RVs and the cost for my 5th wheel this year is $365 with full replacement value for 10 years. I believe Echelon provides insurance across Canada.
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Old 08-31-2015, 02:51 PM   #17
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Quote:
Originally Posted by Mrt2607 View Post
I have Good Sam Insurance and although I have never had to make a claim, the positive with them is, if you are not using the RV, you can put the liability and collision on hold (which they will give you a refund) and they will continue with the cost of the comprehensive only. That way you yearly cost are not as much. Just be sure to let them know when you are going back out.

Was told by AARP thru the Hartford that they will do the same. You have to let them know by phone call when to suspend and also when to reactivate it. Good stuff !
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Old 08-31-2015, 07:36 PM   #18
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I've found most reputable insurers will allow you to put RV insurance on hold while it is parked. Regarding the insurance policy itself, you need to compare apples to apples. It is no easy task, but I recommend you line up several reputable companies and make a column for each comparing what they cover. On my analysis there were a few stand-outs, one of which was GEICO. By switching one of my family cars onto the GEICO policy, I was able to save even more through a "multi-vehicle discount". Finally, from what I see of GS, they make a lot of money off of a good reputation from their camping expertise. But, they were substantially higher than the GEICO policy I bought.
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Old 08-31-2015, 08:28 PM   #19
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I have all my insurance thru State Farm. USAA told me they could save me $400+ a year. When it came down to the brass tacks, getting the same exact same coverage, was going to cost me an additional $200 per year. Be careful and compare apples to apples when the agent is pressuring you to sign. Look at deductibles also.
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Old 09-01-2015, 12:25 PM   #20
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I've been very happy with Hartford through AARP. I had no hassles with them when I needed to get my roof replaced after an altercation with a tree.

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