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Old 07-16-2012, 11:03 PM   #11
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I use Progressive. Very happy with them so far. We pay $1,081 per year. Based on a $90,000 replacement price (we had a trade-in). Other coverages:

Included in Comprehensive and Collision:
Fire Department Service $1000
Emergency Expense $750
Vacation Liability $10,000

I hit something with my boat last year and Progressive totaled it. I had a check from Progressive within a week. And that's only having them for a few months after moving from State Farm!

I use an independent agent but I believe you can go online and do it yourself as well.

Todd
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Old 07-17-2012, 01:12 AM   #12
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I use Progressive as well and have been blown away by their awesome customer service. Reasonable, fast, responsive, friendly...all things hard to find these days.
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Old 08-02-2012, 10:31 PM   #13
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Originally Posted by tmmar View Post
Tell me about it!!
Any luck with your Ins Co. or any new ones?
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Old 08-02-2012, 10:50 PM   #14
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I use State Farm for my fithwheel, seems to have low cost rates, never made a claim so who really knows how good it is
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Old 08-03-2012, 07:54 AM   #15
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Any luck with your Ins Co. or any new ones?
GMAC is having their 'underwriters' look into my policy. They can't seem to explain why the over 60% rate increase. Will post their response when I hear from them.
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Old 08-03-2012, 08:33 AM   #16
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I dropped State Farm because they were having terrible issues here in Florida with previous hurricanes and were looking to get out. They raised everyone's rates hoping they would leave the company so I made their wish come true.
We compared Progressive with Geico for all our cars and a Georgetown XL. Looking for 250/500,000 and full replacement cost. Geico was ahead by a few hundred but YMMV and what state counts.
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Old 08-07-2012, 03:42 PM   #17
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I had posted the fact that when I got my renewal for my GMAC/Good Sam policy that my yearly rate had gone up $1200/year, an increase that is way out of line. I was waiting for their 'underwriters to review my policy' to see where the discrepancy was. Well, I spoke to GMAC/Good Sam insurance today and guess what, I was told that 'the rate is what it is. We have had a number of losses and need to make up the shortfall'. Well, you aren't going to make it all back on me. Needless to say, I will be looking for a different insurance company.
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Old 08-07-2012, 04:20 PM   #18
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Crazy, sounds like State Farm wants out of RV business. Good Sam marketing arm?
Good luck!
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Old 08-16-2012, 11:58 AM   #19
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Just a follow up to my original posting-
After some back and forth with GMAC, we heard back that the rate is what it is because they had 'recoded' our motor home. Not sure what that means except that it was their way around the state insurance agency's regulations on how much they can increase rates in a given year. So, instead of being able to raise the rates between 11% and 15 % (the increase approved by the state), by 'recoding' our motor home they were able to raise our rates over 60%.
We have had a motor home since 1984 and NEVER have we had such a large increase in premiums. I don't know how GMAC can get away with this. Hopefully GMAC will lose a good many customers after reading about my problem with them and people will move to other insurers.
You can be sure, because of this huge increase, we will not be renewing with GMAC.
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Old 08-20-2012, 08:38 PM   #20
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I have mine with nationwide, they have a special section just for rvs, mine i think is reasonable. good luck on getting insurance.
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