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Old 09-16-2015, 01:15 PM   #61
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NO WAY! The guy you know lied.



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Old 09-16-2015, 02:16 PM   #62
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Dead on. RVing is a key to stop the madness of rushing everywhere. You cannot drive a towable (TT or Fiver) safely at 71 mph. No one's brakes are that good. Easy way to die needlessly.
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Old 09-16-2015, 03:04 PM   #63
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I am a member of USAA and get USAA pricing through their car buying service. It's some of the lowest pricing I've seen and have used it to negotiate on new vehicles I've purchased and leased over the years.

For a 2500 HD, I'm coming up with $59K for an LTZ with pretty much every option. MSRP is $67,580.

For the 1500 LTZ, I'm at $43k with an MSRP of $50,130. Fords are similar. This is for the crew cab, 4x4, LTZ (one step below high country).

The point is that monthly costs of these same vehicles are drastically different. The 2500 HD will have a payment of $842 over 6 years and .9% (extremely aggressive) and the 1500 will be $613.72 with the same terms. That's almost a decent camper purchase difference. Not to mention that you could lease the 1500 LTZ for $500-525.

Granted, you could go 2500 hd work truck with crew cab, 4x4, and diesel for $43, but then you aren't comparing apples to apples. The LTZ's are plush, almost as nice as a Cadillac.
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Old 09-16-2015, 06:32 PM   #64
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A $50,000 2500 is essentially a work truck with crew cab, 4x4, and diesel. A $50,000 1500 is an LTZ with leather, heated and cooled seats, tow package, navigation, and pretty much every other option you can throw in it besides the saddle leather and 6.2L V-8.
not all true. I paid $47k for a new 2014 Chevy 3500 4x4 crew cab Duramax. Moderately equipped. Far from a "work truck".

Heated and cooled leather might be nice, but only lighten your wallet and reduce payload by adding weight to truck. I'd rather put my money were it matters.
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Old 09-18-2015, 05:59 PM   #65
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...Ram 2500 Cummins and Chevrolet 2500 HD... the monthly payments would've come out to well over $800... for 6 years.... so, I decided to lease a 1500 LT... just over $500 per month and they can have it back after the 3 years or I can decide to buy it for $26k...
Yikes! You're going to pay over $18K & not have a truck at the end of 3 years!

I test drove some "loaded" trucks, including the F150 EB Platinum, & just don't see the sense in paying double for all of the extras. I'd rather invest that money in our house, kids' futures AND wonderful camping excursions vs. a vehicle that depreciates...

In 2013 I bought a 2 year-old Ram 2500 CC ST w/5.7 Hemi & payload of 3,000 for $14K... My payments are only $220 & I pay extra principle so it will be paid-off before it's 5 years old (soon!)

The new Ram 2500's have coil springs that soften the ride, but mine are the old leaf-style. The ride was a little rough until I added a like-new $500 fiberglass cap & 500 lbs. of sand bags for the winter. MPG was the same & the ride was so smooth I now keep weight back there all of the time. No, it's not as smooth as a SUV but IMO its a better ride than my previous Accord... With an 8,000 lb. TT in-tow the ride is very smooth & the Hemi had no trouble maintaining 65 mph throughout the Smokie Mountains this summer. I get 17 mpg on my daily commute & 8-10 towing.

We live in the country & I do all of my own landscaping w/3 boys helping. If they dent my $14K truck I freak-out a little less than if they had dent a $50K truck... Just sayin'.... I also haul my own dirt & mulch (but not gravel) & use it like a work truck - which I probably would not do if it cost $50K+...
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Old 09-19-2015, 10:01 AM   #66
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Well, I will have a truck after 3 years - it will either be this one financed or a new truck with a new payment. If I bought a $50k truck, how much would that depreciate over the same 3 years? And, is it worth it to have to carry the loan and pay the taxes on the full value of the truck vs the piece that I'm using. In New Jersey, it's 7% of the sale price. With a lease, I pay taxes on just the monthly payment, which will be considerably less.

I can buy the truck at the end of the lease for $26k. Or, I can turn it in with no obligation and lease another one from the dealer, buy from another dealer, or upgrade to a bigger truck.

These days, I don't look at vehicles or trucks as an investment where I expect to have equity at the end of the day. It just doesn't make sense. Even if I were to buy a used vehicle, the odds of you being rightside up on the loan are relatively small over the course of the loan. Either way, you are purchasing a depreciating asset and the purchase money could be better spent in other ways. So, if I had $900 per month to purchase a new vehicle, I could lease one for $500 and put the $400 into an investment earning 10%. That will probably more than make up for the payment I would've had.

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Yikes! You're going to pay over $18K & not have a truck at the end of 3 years!

I test drove some "loaded" trucks, including the F150 EB Platinum, & just don't see the sense in paying double for all of the extras. I'd rather invest that money in our house, kids' futures AND wonderful camping excursions vs. a vehicle that depreciates...

In 2013 I bought a 2 year-old Ram 2500 CC ST w/5.7 Hemi & payload of 3,000 for $14K... My payments are only $220 & I pay extra principle so it will be paid-off before it's 5 years old (soon!)

The new Ram 2500's have coil springs that soften the ride, but mine are the old leaf-style. The ride was a little rough until I added a like-new $500 fiberglass cap & 500 lbs. of sand bags for the winter. MPG was the same & the ride was so smooth I now keep weight back there all of the time. No, it's not as smooth as a SUV but IMO its a better ride than my previous Accord... With an 8,000 lb. TT in-tow the ride is very smooth & the Hemi had no trouble maintaining 65 mph throughout the Smokie Mountains this summer. I get 17 mpg on my daily commute & 8-10 towing.

We live in the country & I do all of my own landscaping w/3 boys helping. If they dent my $14K truck I freak-out a little less than if they had dent a $50K truck... Just sayin'.... I also haul my own dirt & mulch (but not gravel) & use it like a work truck - which I probably would not do if it cost $50K+...
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Old 09-29-2015, 06:00 AM   #67
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coil springs do give a better ride. Virtually worthless for towing/payload capacity
but for a 100$ you can add airlift 1000's air bags and they help a lot...
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Old 09-29-2015, 06:04 AM   #68
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but for a 100$ you can add airlift 1000's air bags and they help a lot...
but they are for leveling purposes ONLY. They DO NOT add capacity to the trucks payload. Not a replacement for a bigger truck.
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Old 09-29-2015, 06:26 AM   #69
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but they are for leveling purposes ONLY. They DO NOT add capacity to the trucks payload. Not a replacement for a bigger truck.
You are correct. I was just thinking about the towing/ leveling aspect. That's how I use mine....
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Old 09-29-2015, 08:43 PM   #70
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I ordered a 2015 Heavy Duty Payload Package F150 4x4 3.5 EcoBoost 6.5 foot bed SuperCrew. The order was cancelled by Ford in July due to a shortage of the Heavy Duty Payload frames. I looked at going to a gas 6.2 V8 F250 for nearly the same amount of money, and decided against it. As per Fuelly.com drivers report getting an average of 11 mpg on the F250 6.2 gas and 17 on the 3.5 Eco SuperCrew. With a 6 mpg difference, during the lifetime of the vehicle at $3.00 gas that would result in a $24,063 additional fuel cost! (I keep my trucks a long time). I have re-ordered a 2016 F150 Heavy Duty Payload, Max Tow, 36 gallon fuel tank, 4X4 3.5 EcoBoost Lariat truck, and am told it should be built in late February or early March.

In regards to depreciation, it is not how many dollars a truck depreciates that matters, but rather how much is the cost of ownership per mile driven. This is calculated by adding the purchase price plus the cost of modifications plus the cost of repairs minus the resale or salvage value divided by the miles driven. Lowest net cost per mile of ownership is to buy a new truck equipped exactly as you want, (so you don't need mods), maintain it extremely well (keeps down cost or repairs), and keep it until 250,000 miles or more (divides the cost over many miles). Second lowest cost per mile is to buy a gently-used vehicle and trade every three years or so. Highest cost per mile of ownership is to buy new and trade often.
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Old 09-29-2015, 08:48 PM   #71
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I ordered a 2015 Heavy Duty Payload Package F150 4x4 3.5 EcoBoost 6.5 foot bed SuperCrew. The order was cancelled by Ford in July due to a shortage of the Heavy Duty Payload frames. I looked at going to a gas 6.2 V8 F250 for nearly the same amount of money, and decided against it. As per Fuelly.com drivers report getting an average of 11 mpg on the F250 6.2 gas and 17 on the 3.5 Eco SuperCrew. With a 6 mpg difference, during the lifetime of the vehicle at $3.00 gas that would result in a $24,063 additional fuel cost! (I keep my trucks a long time). I have re-ordered a 2016 F150 Heavy Duty Payload, Max Tow, 36 gallon fuel tank, 4X4 3.5 EcoBoost Lariat truck, and am told it should be built in late February or early March.

In regards to depreciation, it is not how many dollars a truck depreciates that matters, but rather how much is the cost of ownership per mile driven. This is calculated by adding the purchase price plus the cost of modifications plus the cost of repairs minus the resale or salvage value divided by the miles driven. Lowest net cost per mile of ownership is to buy a new truck equipped exactly as you want, (so you don't need mods), maintain it extremely well (keeps down cost or repairs), and keep it until 250,000 miles or more (divides the cost over many miles). Second lowest cost per mile is to buy a gently-used vehicle and trade every three years or so. Highest cost per mile of ownership is to buy new and trade often.

Are you totally against a diesel? Fuel consumption is slightly higher than the 150, but resale is higher. A diesel would smoke the gas 250 per your formula. Plus it would last way longer than 250k miles.
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Old 09-29-2015, 09:06 PM   #72
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I ordered a 2015 Heavy Duty Payload Package F150 4x4 3.5 EcoBoost 6.5 foot bed SuperCrew. iven. .
My neighbor has 2014 HD Payload and rides rougher than my F350. The heavy frame, suspension, higher rated tires on truck that only weights 4200 lbs makes for stiff/bumpy ride. He even admits it that my F350 has a better ride and he wife keeps asking if we want to trade trucks.

Now the HD Tow rides better than my F350 hand down. There is huge difference between the ride quality in F150 Max Tow and F150 with the HD Payload. I would test drive one before I bought one.
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Old 09-29-2015, 09:17 PM   #73
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Are you totally against a diesel? Fuel consumption is slightly higher than the 150, but resale is higher. A diesel would smoke the gas 250 per your formula. Plus it would last way longer than 250k miles.
Yep. When not camping or boating, my truck is a daily driver to my office and clients homes or businesses and a SuperDuty is a little too much truck.

While a diesel may last much longer than 250,000 miles, after that many miles I will be ready for a new truck anyway (approximately 9 to 10 years).
I would have to pay quite a bit more to get the diesel engine with little advantage over the F150 Heavy Duty Payload package 3.5 EcoBoost for my purposes. (Rockwood Roo 21SS).

Also a F250 crewcab shortbed is longer than a F150 supercrew longbed; a concern for fitting in the garage.

Also, I would have to wait for a 2017 F150 to get the aluminum body truck I would prefer. While the new 2017's are the sharpest Super Duty's to be built yet, I don't want to have to wait another year and another price increase.

I will not buy any GM product again, Toyota has a max 1900 payload, and Ram 2500's still have the steel body and outdated body styling.
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Old 09-29-2015, 09:20 PM   #74
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My neighbor has 2014 HD Payload and rides rougher than my F350. The heavy frame, suspension, higher rated tires on truck that only weights 4200 lbs makes for stiff/bumpy ride.
WOW...I have a 2013 F150 4x4 SCrew w/Max Tow & HD Payload. Loaded with me and the wife, full tank of gas, PullRite 4100 Slider, an #18 dog and maybe 25lbs of gear in the cab our truck scales at #6880. He has one great payload rating of 4,000 lbs. Which I believe is not possible in a F150.

Velosprout.....You'll be more then satisfied with the ride quality and knowing what your truck will have for a payload number.
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Old 09-29-2015, 09:22 PM   #75
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Now the HD Tow rides better than my F350 hand down. There is huge difference between the ride quality in F150 Max Tow and F150 with the HD Payload. I would test drive one before I bought one.
I cannot test drive one. Only one Heavy Duty Payload package F150 truck was found to be built in 2015 and that was for the Canada market. 2014 trucks wouldn't be comparable as the trucks have been completely redesigned since then, with an all-new hydroformed frame. And, we could only find four new 2014 Heavy Duty Payload package trucks still available for sale nationwide and none of them were within 500 miles.

My first truck was a 3/4 ton International Harvester 4X4 that I bought new in 1974. I have driven many grain trucks, and don't expect a truck to ride like a car. I'm sure I will be satisfied with the ride quality.
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Old 09-29-2015, 09:31 PM   #76
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I cannot test drive one. Only one Heavy Duty Payload package F150 truck was found to be built in 2015 and that was for the Canada market.
your order got cancelled because of a shortage of frames, but they only built 1
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Old 09-29-2015, 09:32 PM   #77
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WOW...I have a 2013 F150 4x4 SCrew w/Max Tow & HD Payload. Loaded with me and the wife, full tank of gas, an #18 dog and maybe 25lbs of gear in the cab our truck scales at #6880. He has one great payload rating of 4,000 lbs. Which I believe is not possible in a F150.

Velosprout.....You'll be more then satisfied with the ride quality and knowing what your truck will have for a payload number.
I was referencing the 2015 with HD Payload GVWR according to the ford site is 7850 lbs with a max play load of 3270 lbs so that would be truck couldn't weight more than 4580 lbs empty. I guess i was a little low...
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Old 09-29-2015, 09:35 PM   #78
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At least it's a Ford!! Lol.. I put 60 to 70k a year on my 250. Once you get in one, you won't want to go back. I thought the same as you until I had my first 250. Good luck on the purchase!!
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Old 09-29-2015, 09:42 PM   #79
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your order got cancelled because of a shortage of frames, but they only built 1
Yes, the factory building frames for Ford (Metalsa of Elizabethtown, KY) wasn't keeping up on production of regular frames, let alone re-tooling for making other frames. So, many customer orders for both the Heavy Duty Payload F150's and short-bed regular cab pickup trucks got cancelled. The one truck built was apparently built as a training model early production at the Kansas City plant before they got up to full production.

Ford has added a second supplier of frames (Tower Industries of Michigan) for the 2016 models, and has upgraded to an even stronger/faster method for aluminum body panels produced by Alcoa for 2016 which should speed up production times and get them caught up on orders.

The Heavy Duty Payload package truck for 2016 is still listed as "late availability" for special order.
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Old 09-29-2015, 10:36 PM   #80
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WOW...I have a 2013 F150 4x4 SCrew w/Max Tow & HD Payload. Loaded with me and the wife, full tank of gas, PullRite 4100 Slider, an #18 dog and maybe 25lbs of gear in the cab our truck scales at #6880. He has one great payload rating of 4,000 lbs. Which I believe is not possible in a F150.

Velosprout.....You'll be more then satisfied with the ride quality and knowing what your truck will have for a payload number.
I see the GVWR for 2013 was 8200 for HD Payload and 7700 non HD payload. Your truck weight of 6880 loaded subtracted from 8200 GVWR and that leaves 1320 payload without exceeding the manufactures max GVWR.
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