Originally Posted by tanddc
Funny, I thought it was the best answer of all to the OP. It involved real world experience instead of pure conjecture and succinct point of view that many of us agree with: There is no "percentage"
I WOULD NOT EXCEED ABOUT 60-70% of the total listed capacity of my truck UNLESS I had a good handle on the GVWR, Payload capacity and etc. of my intended tow AND my intended loading.
And OC has been doing this FOREVER and absolutely knows his and his rigs limits. Some here are working off what their dealer says and what little they learn here before buying (or after) buying a rig. For us to encourage everyone here to load up as OC does (and like it or not that is exactly what is happening) is to invite problems.
I pulled a 14K boat with a 3/4 ton gas suburban back in the day and didn't think anything of it. That was all there was back then outside of commercial medium duty vehicles. Not a smart thing and I DID go through a transmission and transfer case because of it.
My 3/4 ton Chevy has a 15K trailer rating, and I have a 10K FW (loaded) and I am 400 over on payload before I began shifting things around, and am right on the edge now even by putting as much as I can in the back of the camper to reduce the excessive pin weight.
Of course this is my opinion, and you 1/2 tonners out there can continue to encourage blind overloading if you want but I think it is a disservice to those with less experience than you.