Originally Posted by Charli
I had a similar problem with the truck I just bought. Made the deal with the salesman. Got the paperwork and went to get the insurance for it. That's when things got bizzare. The GVWR for the truck is 11,500#. Insurance agent said he couldn't register it at that weight cause I didn't have my class 3. The salesman of course made no mention of this. We registered it for under 10000# and I drove it home. Whats interesting is if you look on the gov't website the is no stipulation with respect to the GVWR of the truck. Only on the trailer. The stipulation for the truck is the number of axles. If you have more than 2 axles you have to have a class 3. If you have 2 axles (as I do) a class 5 is fine.
The insurance agent sounds dumb as a stump - from MPI for class 5:
Passenger cars, a bus while not carrying passengers, trucks with two axles,
and any combination of vehicles consisting of a truck with two axles and a
towed vehicle with a registered gross vehicle weight of up to 4,540 kilograms
May operate Class 3 vehicles if registered as a farm truck and the driver holds
a Class 5l (Intermediate Stage) licence or 5F (Full Stage) licence.
May operate a Moped
There is no weight restriction --- I suggest a better insurance broker