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Old 10-09-2012, 08:39 PM   #31
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The other thing to think of is if you are overloaded per the manufacturer's specification and there is an accident, is you insurance going to cover anything?
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Old 10-09-2012, 08:49 PM   #32
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Originally Posted by DF5.4 View Post
The other thing to think of is if you are overloaded per the manufacturer's specification and there is an accident, is you insurance going to cover anything?
This has been stated before. YES they will. That is what insurance is for. If you go out and get drunk and get behind the wheel and have an accident you insurance is going to pay for it. Same thing. That's not saying that you will have insurance after it is all said and done but yes they will pay for it.
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Old 10-09-2012, 08:52 PM   #33
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I think that there would have to be alot to prove there - first, that you were overloaded, second that it was the cause of a failure, and third, that failure caused the accident. Put another way - if you were speeding and something happened and you crashed - was the resulting damage because you were overloaded, or because you were speeding.

Also, your insurance covers you even if you are intentionally negligent. They can't just not pay your victims just because you were in violation. So if you go rob a liquor store and are speeding away and crash into someone, your car insurance still must pay for the people you crashed into. They may not pay for your car though

One thing missing from this discussion though, is tires. I'm alot more leary of overloading tires. You are probably much more likely to break your tires before you break anything on your truck.
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Old 10-09-2012, 09:47 PM   #34
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I have not read all the post on this thread but found it very interesting and found this site that might help if not all ready posted
Readybrake RV Tow Bars and RV Surge Braking Systems for Car Towing - NSA RV Products at that site just click on towing laws and it list each state and there law. Good Thread
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