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Old 08-24-2014, 10:34 AM   #1
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Payload Fudge Factor

I'm wondering about the practical effects of overloading my truck's payload by 200-300 pounds.

I have an F-150 crewcab, ecoboost, max tow package with a 1317 pound payload. I've been looking at Flagstaff micro lite trailers that yellow sticker in the 4000-4500 pound range. So I calculate that when all is accounted for I'll be very close to, or with some models, somewhat over the truck's payload.

Now online I see folks reporting good results with setups that I figure must be over the TV's payload. And on a Canadian website I've seen a column by a very experienced fella who pulls fairly heavy trailers with a Taurus SHO and other automobiles; this guy seems to know his business.
Can-Am RV :: Hitch Hints


This makes me think the payload capacities, with regards to pulling trailers anyway, may be rated quite conservatively. Any thoughts and experiences are solicited.
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Old 08-24-2014, 10:48 AM   #2
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If the yellow sticker is 4500 then you are probably looking at 5500-6000 lbs loaded based on averages. Ideal tongue weight is 13-15% of loaded tt weight. 15% of 6000 lbs gives a 900 lb tongue weight and allows you 400 lbs for family, pets and gear. If you need more than 400 lbs then look at the lighter trailers and load light. While they say there is a safety margin built in, I have towed my old tt over my old SUVs payload. It was not fun.. I got pushed and pulled all over the road (lots of tail wagging the dog). The final straw came when I didn't have enough truck to control the tt coming down a 7% grade in the VA mountains. I will never tow over limits again. Others will tell you it's fine, based on my experience, I wouldn't recommend towing over limits. I have also heard that if you get into an accident towing over limits and insurance finds out, then they may not cover you. In the end it boils down To what you feel comfortable doing, for me I'm not willing to risk my family's safety.
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Old 08-24-2014, 12:06 PM   #3
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I tow over by 200lbs. No biggie for me as I have a 2500 which is the same exact truck as a 3500 except for the rear spring pack. Your F150 is limited by design. What model do you have? Lariat, Platinum? With Max Tow you should have a 7650-7700 GVW IIRC. So your truck must really be loaded with trim to have that low of a payload. If you have 20" tires then switching to a different size could help. Sometimes payload goes down with the bigger bling wheels. Have you checked to see what other wheel sizes are available and how they change weight ratings. As an example I read about an F250 diesels King Ranch and it only had a 1972lb payload rating. They attributed it to the 20" tires.
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Old 08-24-2014, 12:21 PM   #4
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There will always be those who overload their trucks; and then give you the OK to overload yours. If that is what you are seeking, you will get it. But I wouldn't risk my family and others on the highway by doing it.
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Old 08-24-2014, 12:52 PM   #5
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Originally Posted by goduc View Post
What model do you have? Lariat, Platinum? With Max Tow you should have a 7650-7700 GVW IIRC. So your truck must really be loaded with trim to have that low of a payload.
XLT, not especially loaded. It's a 4x4 with the off road package, that adds the weight of the skid plates which subtract from the payload. 18" wheels.
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Old 08-24-2014, 02:34 PM   #6
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I wouldn`t be concerned with a few hundred pounds. now if you get near 400 or more I would start worrying.

From personal experience you will be just fine.
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Old 08-26-2014, 11:20 AM   #7
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I have a very similar setup, but without MaxTow. 2013 F150 SCrew, XLT, 4x4, 20" wheel option, 3.55 gears. TT is a 2015 Palomino Puma, 34.5', estimated at 9200ish loaded (7952 UVW). I added air bags to the truck and replaced the rear shocks with Rancho RS9000XL's. I also bit the bullet and bought a used ProPride 3P hitch. So far I've got about 1600 miles towing and I LOVE this tow setup. No sway, plenty of power, and a nice ride for everyday driving. My previous truck was a 2011 F250 with the 6.7 and before that a 97 F250 with 7.3L and 5 speed manual. Oh, I also replaced the SL rated factory tires with XL rated.

Just reread your original post about the "practical effects". IMHO, there would be none IF you beef up the suspension, use stiffer tires and a good hitch. This can be and has been debated to death, but this has been my experience and the experience of many others.
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Old 08-26-2014, 11:25 AM   #8
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Originally Posted by acadianbob View Post
There will always be those who overload their trucks; and then give you the OK to overload yours. If that is what you are seeking, you will get it. But I wouldn't risk my family and others on the highway by doing it.
You'll see others saying EXACTLY the same thing about using any hitch other than a ProPride or Hensley, but you don't have one of those, do you???
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Old 08-26-2014, 12:20 PM   #9
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Quote:
Originally Posted by dustman_stx View Post
I have a very similar setup, but without MaxTow. 2013 F150 SCrew, XLT, 4x4, 20" wheel option, 3.55 gears. TT is a 2015 Palomino Puma, 34.5', estimated at 9200ish loaded (7952 UVW). I added air bags to the truck and replaced the rear shocks with Rancho RS9000XL's. I also bit the bullet and bought a used ProPride 3P hitch. So far I've got about 1600 miles towing and I LOVE this tow setup. No sway, plenty of power, and a nice ride for everyday driving. My previous truck was a 2011 F250 with the 6.7 and before that a 97 F250 with 7.3L and 5 speed manual. Oh, I also replaced the SL rated factory tires with XL rated.

Just reread your original post about the "practical effects". IMHO, there would be none IF you beef up the suspension, use stiffer tires and a good hitch. This can be and has been debated to death, but this has been my experience and the experience of many others.
My guess is you're over you receivers 1130lb rating. Or real close. Plus you're definitely over the trucks GVW and GCVWR.

9200
7200
=16400

15,400 is the max for your truck.

I just don't get why people buy a truck and try and tow a TT or 5'er that's too big for the truck. Must be an ego thing. Hey look at me, I can tow anything.
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Old 08-26-2014, 12:28 PM   #10
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Originally Posted by acadianbob View Post
There will always be those who overload their trucks; and then give you the OK to overload yours. If that is what you are seeking, you will get it. But I wouldn't risk my family and others on the highway by doing it.
It might be your preference, but to say someone else is putting their family and others at risk is a little over the top don't you think?
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