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Old 10-02-2013, 07:00 PM   #31
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Originally Posted by BarryD0706 View Post
Unknown credentials? Perhaps you don't believe the credentials he gave in post #13? He is an expert in the field and I certain don't expect him to post examples.

MTA, no one is talking about Life insurance. We're talking about auto liability insurance.
Barry, this article on Comparative Negligence might help explain the risks of overloaded driving. It seems it is treated similarly to DUI in that your insurance will cover your liability to the other party up to the limit of your coverage.

However, if the court, civil or criminal, finds you guilty of Negligence, Comparative or Contributory, and awards beyond your coverage, you will be given a check by your insurance company for your maximum liability and you will be on your own to come up with the balance.

Since most states (and most insured) carry only the minimum insurance required by their state (PA only requires $15,000 per person $30,000 per accident liability and $5,000 property damage), a civil lawsuit where the driver was found negligent could well exceed that (average closed head injury awards start at $500,000).

Comparative negligence - Wikipedia, the free encyclopedia

Additionally, depending on the egregiousness of the negligent overload, criminal charges can be levied. This will most certainly happen if there are injuries or fatalities caused by the operator of an overloaded vehicle.

Tort - Wikipedia, the free encyclopedia
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Old 10-02-2013, 07:35 PM   #32
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MTA you have a pm
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Old 10-02-2013, 08:00 PM   #33
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Originally Posted by BarryD0706 View Post
Unknown credentials? Perhaps you don't believe the credentials he gave in post #13? He is an expert in the field and I certain don't expect him to post examples.

MTA, no one is talking about Life insurance. We're talking about auto liability insurance.
I am not going to assume anyone is who they say on the internet. For all you know I could be a french model. Bonjure

I do expect one to post examples.
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Old 10-02-2013, 08:08 PM   #34
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Originally Posted by crunchman12001 View Post
MTA F-150,
First off, welcome to the site.
Based on your above post, you are really wanting your 8 year old, 1/2 ton truck to work for you and I understand that. You fell in love with a camper that your truck might be able to pull but will be very hard to stop. You have spent some time crunching the numbers because you know your truck is too small for the trailer you would like to buy. I understand your frustration.
Yes, people did throw out life insurance policies because most of the trailer accidents (some fatal) are the results of too small of a tow vehicle.
You came to us for our "input"? We told you what you did not want to hear because you crunched the numbers and you are all good as long as you don't carry to much food, beer ect...
Most people here have been towing for decades and know what they are talking about but you being new to the site must make you an expert?
I wish you luck with your 8 year old 1/2 ton. You will have many dirty underpants moments with it, that I promise you. We suggest at least a 3/4 ton truck for the weights you would like to pull.
Do us a favor and post again to let us know we were right and you are upgrading your truck.
Be safe out there!
crunchman
Do you have proof that most towing accidents are caused by too small of a TV? That sounds contrived to me. You would have probably said the same thing about my combo and I have had no "dirty underpants moments" and it stops just fine (that's what trailer brakes are for) sounds to me like the OP made a logical decision based on facts. I think there are others here that are just don't like that. Its definitely emotion based and I just don't get it,
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Old 10-02-2013, 08:41 PM   #35
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Originally Posted by 5thwheel View Post
I have an F-150. I was going to buy a TT about the same size as the one you're going to buy MTAF-150. He told me that I wouldn't like pulling it. He recommended that I change to a 5th wheel. I did and my F-150 pulls a Flagstaff 28' RKWS fine. The dealer did not make more money by getting me to change to the 5th wheel. I'm glad I did, I like the floor plan and space in the 5th wheel.
We also have the Flagstaff 8528RKWS and pull and stop just fine with an 8yo 2005 Silverado Ext. Cab 1500. We don't win drag races, but we run 55-65 mph depending on traffic and get along just fine. Just finished a trip from Concord, NC to Goshen, IN and down thru MO and the Ozarks and back to Concord on I40. 3 different mountain ranges and no problems. Wouldn't attempt the Rockies tho. Don't know what a 3/4T or 1T would do that my "little" 1/2T truck doesn't do.

Bottom line, if it wears my truck out prematurely, it doesn't cost anybody but me and you sure can bet it's cheaper to repair than buy new.
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Old 10-02-2013, 09:24 PM   #36
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My opinion is not required. I only "sweat" the small stuff from experience. I have had way to many close calls while driving. Not very many while pulling a trailer, but it doesn't matter. I only say this because the better equipped you are then the better "equipped" you are to handle the extreme. I AM extremely nervous that I will be distracted and not foresee an emergency ahead. I try to watch, but I don't want to be pushed into a car, an intersection, over a bridge or anything else.
I guess I am a itty biddy fraidy cat!!!

Please be careful.
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Old 10-02-2013, 09:35 PM   #37
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Originally Posted by Iwannacamp View Post
My opinion is not required. I only "sweat" the small stuff from experience. I have had way to many close calls while driving. Not very many while pulling a trailer, but it doesn't matter. I only say this because the better equipped you are then the better "equipped" you are to handle the extreme. I AM extremely nervous that I will be distracted and not foresee an emergency ahead. I try to watch, but I don't want to be pushed into a car, an intersection, over a bridge or anything else.
I guess I am a itty biddy fraidy cat!!!

Please be careful.
I share your feelings, altho' I'm not "a itty biddy fraidy cat", I do try to be constantly aware of the vehicle ahead, along side and behind me as well as a couple of vehicles ahead of the one in front of me. If I see brake lights on a vehicle 2,3 or 4 ahead of me, I start slowing and look for a safe escape route whether I'm towing or in the car. If on a 2 lane road I try to watch the oncoming traffic and the manner the oncoming driver is approaching as to weaving, etc. Just the way I was taught many years ago.
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Old 10-02-2013, 10:31 PM   #38
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Originally Posted by MTA F-150 View Post
Thank you everyone. I have trailed a lot with this truck from bobcats to smaller campers on the beach. I did my home work last night and crunched the numbers. One good thing is my axle ratio is 3.73 and for my wheel base 145" Ford clocks me in at a maximum trailer weight of 9300#. The base weight of the truck (5500#) plus added people (250) plus supplies (150#) plus tounge weight (710#added 100# with cargo) = 6610 GVW. The camper plus 1000# of cargo, which i calculated my cargo at less than that equals 7100#. 6610# plus 7100# is 13,710#. Max GCWR for this truck is 15,000#. I am not going accross country nor am i driving in the Rockies. I could totally understand big mountain driving and having an issue. My normal trips are Long Island and Upstate NY. Upstate is hilly not mountainous.
I am not going to weigh in on strong opinions with my comment, you have seen enough of that in this thread. The TV numbers you are quoting here tell me your TV is equipped with a full tow package this would be where the 9300 lbs comes from, there are many listings of weight capacities for the same vehicle depending on how it is equipped just be sure the specs you are using are actually representative of your TV's equipment. Secondly I am a firm believer in trailer brakes are for stopping the trailer, if your TV brakes have to work at or your find yourself pressing hard on the TV brake pedal I am figuring your brake controller needs adjusting (I assume you have a brake controller in the TV if not you better get one). Make sure your trailer brakes are stopping the trailer and this will remove a lot of the potential white knuckle moments. What ever your decision take it slow don't let the traffic rush you they can go around. Be careful, be safe.
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Old 10-03-2013, 04:42 AM   #39
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Originally Posted by MTA F-150 View Post
Should i get the weight distribution bars and stabilizer bars from the dealer?
MTA,

WD is an absolute must for your setup and I suspect you've already engaged in that regard. My opinion and based on your number crunching, you'll be fine. I'll caveat that in that you have to be comfy pulling that much TT with an F150. We're in somewhat the same boat. Our Rockwood is comparable to the Revere and not only are we close to the TVs limit, we're nudged right up against it. Notwithstanding, we've tugged the Rockwood 18K km over the past two plus years with the half-ton and that's included six passes through the Rockies to and from the west coast! No white-knuckle issues either. Quite comfortable pulling the TT with the Dodge and there's been no appreciable wear that I would attribute to towing. I know there is - it's just not evident.

Happy trails...
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Old 10-03-2013, 05:57 AM   #40
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Originally Posted by tanddc View Post
Do you have proof that most towing accidents are caused by too small of a TV? That sounds contrived to me. You would have probably said the same thing about my combo and I have had no "dirty underpants moments" and it stops just fine (that's what trailer brakes are for) sounds to me like the OP made a logical decision based on facts. I think there are others here that are just don't like that. Its definitely emotion based and I just don't get it,
You are correct, I do not have a single document to prove my statement to be true nor would I expect you or the OP to be convinced if I did locate the source. It was my opinion based on my observations and experiences.
The OP asked for input from the board and I gave mine.
Some people feel safe pushing the limits while towing. I on the other hand feel it is safer to have more tow vehicle than required to do the job safely and to make my towing experience more pleasurable and less stressful.
Good luck to you and the OP.
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