I retired on 1/12/14, at 60 on account of some health issues. I was working at 2 ful-time ministry positions! Now I am still working only 1 position until I retire from that, probably about 67, so I have several years to go yet. But, I am self-employed and contract to a not-for-profit as exec. director. That means I can set my own hours, and go fishing whenever I want. My wife of 31 years is my assistant, so when I go fishing, she goes, too and we close the office. It's a good arrangement for now, but . . . You know what "I'm retired" means? I was tired yesterday, and I'm tired again today. Re-tired! Enjoy your travels!