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Old 03-27-2013, 07:16 PM   #11
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I think we need to make sure we are comparing apples to apples here. Are we all quoting a yearly cost or are some of these prices for 6 months? Is this a replacement value or a actual value policy? I have a 2013 Georgetown 352XL insured with Progressive for $895 per year and it is a replacement value policy.
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Old 03-27-2013, 08:15 PM   #12
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Iggy, $568 with Progressive in New York, $200 deductable.
If that is for 12 months thats great.
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Old 03-27-2013, 08:17 PM   #13
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I think we need to make sure we are comparing apples to apples here. Are we all quoting a yearly cost or are some of these prices for 6 months? Is this a replacement value or a actual value policy? I have a 2013 Georgetown 352XL insured with Progressive for $895 per year and it is a replacement value policy.
My quote from progressive is higher. Maybe because I don't haave any other vehicles insured by them.

All quotes should be for 12 months unless ssomeone says its for 6 months.
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Old 03-27-2013, 08:45 PM   #14
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$598 / 12 months with Nationwide (in FL)
$500 deductible
300k BI
100k PD

Now this is only insuring 65K for my 2010, but as I recall, Nationwide was considerably cheaper than the other offers I had.
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Old 03-28-2013, 12:12 AM   #15
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I don't know what I am doing wrong but I am paying $1,617 a year with Progressive. Have a 2011 378 TS. $500 deductible. We live in KY. No claims. They must have seen me coming.
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Old 03-28-2013, 12:20 AM   #16
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I don't know what I am doing wrong but I am paying $1,617 a year with Progressive. Have a 2011 378 TS. $500 deductible. We live in KY. No claims. They must have seen me coming.

I'm sure it has to do with our age, location etc.
I have the following coverage.
Liability $250,000. $500,000
Property damage $100,000
Comprehensive $500 deductible
Collision $500 deductible
Full motorhome replacement cost.
Glass coverage and a few more included things like roadside assistance
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Old 03-28-2013, 12:23 AM   #17
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I am going to look at all my coverage. Hell us older folks get penalized. They must have talked to my wife about my driving!!
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Old 03-28-2013, 08:47 AM   #18
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Ok, at home now and have policy in front of me. Total for year which started mid July 2012 is $495. Liability 100K/300K each, Property 50K, Comp full replacement 500 deduct., Collision full replacement 500 deduct. Roadside asst., vacation protection, emergency protection and fire dept. service included. I do have 5 hour driver training which affords I believe a 15% discount on liability.
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Old 03-28-2013, 09:50 AM   #19
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Update after my previous post. Because this thread made me look again at my policy I called my insurance agent after my last post to confirm my coverages. To my surprise I did not have full glass coverage. So because of Iggy's initial question and the great responses, I upgraded my coverage to full glass and upped my liability to 250K/500K. Additional premium for changes $94 for the year. Well worth it.
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Old 03-28-2013, 01:30 PM   #20
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Ig, I pay 723. per yr, for 100/300/100 in SC with 1,000 deductible, Farm Bureau INS. We carry high lib. limits as you never know what can happen.
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