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Old 03-29-2013, 11:30 AM   #31
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It really is amazing the different rates for different states for similar coverage. After I upgraded my policy yesterday later in the day my agent called me back to tell me because I added full glass coverage and upped my liability to 250K/500K my collision deduct was dropping to $200 and they were raising the property damage from 50K to 100K. Total for the year $589. I can't complain about Progressive with that price. I would guess they take into account that Rv'ers in Western New York only use their rigs half the year or so.
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Old 03-29-2013, 11:48 AM   #32
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It really is amazing the different rates for different states for similar coverage. After I upgraded my policy yesterday later in the day my agent called me back to tell me because I added full glass coverage and upped my liability to 250K/500K my collision deduct was dropping to $200 and they were raising the property damage from 50K to 100K. Total for the year $589. I can't complain about Progressive with that price. I would guess they take into account that Rv'ers in Western New York only use their rigs half the year or so.

250K/500K/100K on liability seems to be the norm.
That is a good price for $200 ded.
I wish I had the $200 deductable but $500 will have to sit for now.

As I alway say knowledge is power and it is proving a point when we start comparing apples to apples. Each state can have different laws and higher costs for repairs. That seems what is going on I guess.
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Old 03-30-2013, 12:55 AM   #33
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This was quite a timely thread for me, as I woke up to an email from GMAC insurance cancelling my RV policy for "non-payment". Kind of hard to pay when you don't receive a bill for renewal, but oh well...

So I shopped around and got the same coverage from progressive for almost $500 less! Still it was over $800 (FL), so I am jealous of you NY guys and your much more affordable rates!

We really get screwed here in FL on all insurance rates since the year that the 3 hurricanes hit....
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Old 03-30-2013, 01:04 AM   #34
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Refiller move to KY and you will pay Progressive over $1600.00.
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Old 03-30-2013, 01:03 PM   #35
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rxfiller, ahhh, but remember the ridiculous taxes we pay here in the so called "Empire State"! And believe me, the Empire does strike back to anyone trying to get ahead.
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Old 03-30-2013, 01:10 PM   #36
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2011 Georgetown 280DS, $881 per year, $500 deductible, State Farm. I should mention that rates will vary depending on state, city, age of driver(s), age and model of vehicle, coverages, claim history, other coverages/discounts and mileage.
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Old 03-31-2013, 08:10 AM   #37
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Refiller move to KY and you will pay Progressive over $1600.00.
Oh, now you really have me scared! We have been looking at KY as well as TN and IN as possible places to move in the near future, Want some acreage and a place in the country.
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Old 04-01-2013, 09:47 AM   #38
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I am calling a AAA agent to get a price comparison. Will let you know how they compare to Progressive.
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Old 04-04-2013, 04:31 PM   #39
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Iggy - Do you have other vehicles insured with GEICO? I just got another quote from Progressive and they dropped it to $1,023 before state and local taxes. Still seems like a lot compared to the others. I have to check to see if it is becasue of my age.
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Old 04-04-2013, 04:35 PM   #40
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Iggy - Ignore my last question. I just saw that you had your cars insured with them too.
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