My 2005 is on the larger chassis, has 22.5" wheels, dual pane windows, etc., etc., etc.
I think the XL, though a tad nore expensive, is a better buy.
When I refinanced thru Bank of the West (Essex), I got a much better rate than my credit union had offered me, because I wasn't upside down in the "slightly upscale" unit.
Credit Union was 8+% for a used unit, Essex was 4.7. Go figger?!
2005 Georgetown 342DS XL, Full Banks Package
2005 Liberty Renegade 4X Toad
1989 Wrangler Sahara Toad
1984 19.5' Beachcraft i/o 5.o liter, 4-bbl (and you thought your Moho sucked gas!)
D/W Carole and Maggie the Teacup Lab (Black Chihuahua)