Ok so I was filling at the pilot yesterday and noticed a sign on the pump that "cash price is 6 cents less than posted price".....and many times I see signs that flip between cash/credit price..
So In those situations if you use your debit/ credit and get say 5% back (about 12 cents a gallon in this case) it's moot since your paying 6c more for using the card..
But I digress....I usually carry plenty of cash (not particularly worried about getting robbed unless it's my wife/kids) and also my debit, an amex AND a visa (some places don't take amex)
My debit is fraud protected and worst case scenario I would be out a MAX of 50$ in the event of loss (I was hacked through home depot earlier this year and they bought 7200$ in car parts ...TWICE! !!..bank saw it, turned off card, called me, and then took charges off.....same day..didn't even charge me the 50$)...
I preferr cards whenever possible...easier, better accounting, and safer for most part than me dropping a 50$ bill in parking lot. ..I've never seen a hold for more than a few $ on my debit and even then they are always marked as (pending) and never batch out with my transactions at night??..
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