Reply
 
Thread Tools Display Modes
Old 08-07-2013, 11:14 PM   #11
Senior Member
 
Join Date: Feb 2012
Posts: 956
I have 2012 3120 with Nationwide and it's $260 per year. That's for full coverage comp and collision (500 deductible). If you keep your other auto and home policies etc within the same company you can get great rates at least with Nationwide.
__________________

__________________
ATVer is offline   Reply With Quote
Old 08-08-2013, 10:26 AM   #12
GM
 
bclemens's Avatar
 
Join Date: May 2011
Location: Elkhart, IN
Posts: 7,098
Someone must be using "Guido's RV Insurance, Bond and Loans, LLC"

$2000 a year is crazy. Or you opted for the "Gold Plated Full Body Paint Package"
__________________

__________________
PLEASE do not send questions via Private Message. Post questions in the forum as a new thread so that other users can benefit from the answers. Use Private Messages for sensitive information only. Our owners manuals are available online and via iPhone/Android Apps. http://www.dynamaxcorp.com/OnlineManual.aspx
bclemens is offline   Reply With Quote
Old 08-08-2013, 11:33 AM   #13
Average Joe
 
MrJoe's Avatar
 
Join Date: Jul 2013
Location: Mechanicsville, MD
Posts: 689
Quote:
Originally Posted by bclemens View Post
Someone must be using "Guido's RV Insurance, Bond and Loans, LLC"

$2000 a year is crazy. Or you opted for the "Gold Plated Full Body Paint Package"

It was Allstate, my current auto/home company. It was the "Titanic" package...
__________________
Joe and Karen
2014 Sunseeker 2450sf

Southern Maryland and Beyond!

MrJoe is offline   Reply With Quote
Old 08-08-2013, 11:37 AM   #14
GM
 
bclemens's Avatar
 
Join Date: May 2011
Location: Elkhart, IN
Posts: 7,098
lol. Jack and Rose better personally review your policy every year for that price.
__________________
PLEASE do not send questions via Private Message. Post questions in the forum as a new thread so that other users can benefit from the answers. Use Private Messages for sensitive information only. Our owners manuals are available online and via iPhone/Android Apps. http://www.dynamaxcorp.com/OnlineManual.aspx
bclemens is offline   Reply With Quote
Old 08-08-2013, 05:21 PM   #15
Senior Member
 
NCIC105's Avatar
 
Join Date: Jul 2013
Posts: 139
We pay 550.00 with Geico for our 2013 - 3050SF
__________________
NCIC105 is offline   Reply With Quote
Old 08-10-2013, 01:40 PM   #16
Senior Member
 
Join Date: May 2013
Posts: 254
I have a 2013 Forester #3051S with a replacement cost of $108,000. My Allied Insurance is $834.00 annually with the first 5 years having complete replacement cost. Your insurance rate will be based on the RV's value or sales invoice. The higher the insured value the higher the rate. Some people can lower their rate by storing the RV during the winter months. I live in South Florida and use my in the summer and winter.

My 2010 Newmar Dutchstar Class "A" was $2,500 annually.
__________________
Tim

2013 Forester #3051SF
2009 Toyoda Tacoma (toad)
2010 Newmar Dutchstar (Sold)
2011 Fleetwood Bounder (Sold)
trwmodela is offline   Reply With Quote
Old 08-10-2013, 02:17 PM   #17
Senior Member
 
NCIC105's Avatar
 
Join Date: Jul 2013
Posts: 139
Quote:
Originally Posted by NCIC105 View Post
We pay 550.00 with Geico for our 2013 - 3050SF
Forgot to add insured at 109,000 and we included full replacement to the policy. This is a year round policy as I use the motor home often due to being in the south.
__________________
NCIC105 is offline   Reply With Quote
Old 08-10-2013, 03:08 PM   #18
Senior Member
 
Join Date: Aug 2011
Posts: 440
That whole concept of an RV's value is bizarre to me relative to a conversation about insurance. For our '13 3100, State Farm lists a sky high value. I don't have the number with me but it was basically MSRP. I told my agent that we paid significantly less, especially since we bought through RV Direct. And, if I had to replace it tomorrow, feel very comfortable that I could get an equally good deal. Basically, I was trying to have a lesser value so my premium would be less. No dice. Agent said the so called "value" comes up in the computer and he can't adjust it. Just another reason my financial planner says the two biggest / nicest buildings in any town are banks and insurance company's (I.e., they have enough money already so don't give them anymore!).
__________________
All previous rigs below are sold - waiting until the kids graduate to the buy the next one!
'13 Forest River Sunseeker 3100 Class C
'04 Fleetwood Sedona Pop Up / Reese Mini 350 / Prodigy / BAL
'94 Coleman Cedar Pop Up
paulmlac is offline   Reply With Quote
Old 08-10-2013, 05:07 PM   #19
Senior Member
 
Join Date: May 2013
Location: Whitehouse, Texas
Posts: 693
I have large values because of liability costs. I hit some one and cause several vehicles to crash or property damage I will hopefully be covered. It doesn't take much to rack up 100,000 in damages
I may have high limits but I also have a lot to loose.
__________________
2013 Georgetown XL 378
2008 Honda CR-V
wrapperman is offline   Reply With Quote
Old 08-10-2013, 06:02 PM   #20
Senior Member
 
NCIC105's Avatar
 
Join Date: Jul 2013
Posts: 139
Quote:
Originally Posted by wrapperman View Post
I have large values because of liability costs. I hit some one and cause several vehicles to crash or property damage I will hopefully be covered. It doesn't take much to rack up 100,000 in damages
I may have high limits but I also have a lot to loose.

Good point....I have a 5 million umbrella policy that covers me. I teach gun safety and defensive training to smaller PDs and citizens...Been doing it for years and would not consider not having coverage to protect me and the family.
__________________

__________________
NCIC105 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



» Virginia Campgrounds

Reviews provided by




ForestRiverForums.com is not in any way associated with Forest River, Inc. or its associated RV manufacturing divisions.


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 04:21 PM.