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Old 08-07-2013, 03:18 PM   #1
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Insurance Costs?

In preparing for our new bouncing baby Sunseeker, I've started gathering insurance quotes. Pretty surprised at the costs being around $2000 a year for a stated value plan. Is this realistic? I've done a few searches, but found few Class C responses.
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Old 08-07-2013, 03:30 PM   #2
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Prices can be all over the board. We have a 2011 class A and it is $600 with progressive.
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Old 08-07-2013, 08:27 PM   #3
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We have a 2014 class c (3170). Insurance is $485 for the year.
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Old 08-07-2013, 08:39 PM   #4
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Quote:
Originally Posted by chrissocha View Post
We have a 2014 class c (3170). Insurance is $485 for the year.

Wow! What company are you using?
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Old 08-07-2013, 08:40 PM   #5
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We recently received a Sunseeker 2650S, and are paying just under $750/year with State Farm. However, the price includes higher liability coverage to be included under our full Liability Umbrella.

Edit - Oops. Forgot to mention, we just received an $80 rebate check for adjusted price quote. Don't understand, but will be cashing the check anyway ;o)
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Old 08-07-2013, 09:09 PM   #6
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We pay about $625 a year on our 2014 Sunseeker 3170 with Allied - replacement cost, awning coverage. Pays to shop around. Had quotes as high as $1200 for same coverage. I ended up changing home and auto as overall package was much better that what I had previously.
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Old 08-07-2013, 09:13 PM   #7
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Using Goodsams insurance. Around $480 per year with $1000 deduct. Will replace coach with a new one if totaled for the first 5 years and covers the awning from storm damage. I am a GS life member. It was underwritten by GMAC but their name changed just last month.
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Old 08-07-2013, 09:15 PM   #8
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Sorry, forgot to put that part in- we have Progressive
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Old 08-07-2013, 09:16 PM   #9
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Using Goodsams insurance. Around $480 per year with $1000 deduct. Will replace coach with a new one if totaled for the first 5 years and covers the awning from storm damage. I am a GS life member. It was underwritten by GMAC but their name changed just last month.
Oh, forgot, you can call to suspend the liability when parked for the winter. I live in the south so probably not exercise that option.
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Old 08-07-2013, 09:58 PM   #10
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We have Hartford
About 500 per year just for the motorhome
with 500 deductible and very high liability limits and full replacement cost (250000/500000/250000)
2013 Georgetown xl 378
2010 Buick enclave
2003 Acura rxs (19 year olds son's car)
2008 Honda CRV
2002 gmc 3/4 ton duramax crew cab
All full coverage
3200 per year
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