Originally Posted by kswing60
I'm an insurance professional. Like your regular auto ins, there are many factors that drive your premium. There are three carriers that I personally look to for RV specific coverage: Geico , American Modern, and Progressive. I have a 2013 Sunseeker, in PA, with good coverages and pay about $80 per month for 5 months. Shop your premium and do not put it on your regular auto insurance.
Why do you recommend not putting it with your regular car insurance company? Is there a risk to that? Or a benefit of using someone else?
We have State Farm for everything (house, some individual riders, umbrella, car, and RV).
Our 2013 3100 is $645 per year. It includes 250 / 500 / 100, medical payments 5, comprehensive 250 ded, collision 1000 ded, car rental and travel expense 80% per day with 500 max, uninsured motor vehicle bodily injury 250 / 500.
Wasn't thrilled with them though when they refused to cover it when it got backed into at a local Ford dealer. Needed a new bumper. Wanted me to chase it down with Ford dealers insurance. They also refused. Kind of put me in the middle.