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Old 09-20-2016, 09:18 AM   #1
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Retirement budget? What do you do??

Dollar stretching tips!!??

Ok...we are looking at extended travels upone retirement in 11 months. We love to save money on campgrounds. While we can afford some of the luxurys of a $60 a night "resort", we love the State Parks a little more. We are also looking at the nicer COE campgrounds. There is so much do in our beautiful country that is affordable or free!

So, any budgetting tips would be great!!! We are strictly cash (debit), we dont borrow money.
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Old 09-20-2016, 09:31 AM   #2
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That's an extremely difficult question to answer. Seems to me that each person/couple is in the best position to decide what their budget should be. We have been retired since 1995 and, like you, haven't borrowed money since 1986 when we bought our last house. We don't dig into our 401k or savings (except for major home or household expenses) and we don't spend more each month than our monthly income. That's our formula. Only you can decide what your budget can/should be as there's way too many unanswered questions here ( and rightly so) about how you want to manage your money and your estate!
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Old 09-20-2016, 10:01 AM   #3
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Guess i'm not really looking for specific dollar amounts, guess i should have dollar saving tips?
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Old 09-20-2016, 10:23 AM   #4
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We use Corps of Engineers (COE) parks whenever possible... and we have the Federal Senior Access Pass which allows a 50% discount on most/many fees. We sometimes camp at full service sites for $12 per night.

Caveat: we do our reservations through recreation.gov and pay ahead with a credit card. I assume debit cards are also accepted. You could check.
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Old 09-20-2016, 10:25 AM   #5
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If you are 62 or older be sure to get the America the Beautiful senior pass available online or at NPS parks. It gives half price camping at NPS and COE campgrounds.
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Old 09-20-2016, 01:21 PM   #6
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Wonderful... i will retire at 55, but what a blessing to look forward to!
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Old 09-20-2016, 01:52 PM   #7
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Quote:
Originally Posted by Oakman View Post
If you are 62 or older be sure to get the America the Beautiful senior pass available online or at NPS parks. It gives half price camping at NPS and COE campgrounds.
Is that the same pass that gives you free admittance to the parks?
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Old 09-20-2016, 02:33 PM   #8
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Thanks, I didn't know about this pass.
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Old 09-20-2016, 03:15 PM   #9
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For three years we traveled a lot seeing the USA. Spent a lot of money on gas. This year we decided to try workampering. We work 20 hours a week and that pays for our site. That leaves a lot of time for a more intense sight seeing and getting a feel of the local culture. Also saves a lot on gas and park expense. This year we are in NC and next year it'll be VA or PA. Check out workamping.com.
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Old 09-20-2016, 03:21 PM   #10
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If you are retired or disabled military, many of the military bases have campgrounds you may stay at very inexpensively. You should also check out the lesser known state campgrounds. Most state campgrounds are in the $25-$30 per day bracket but with a 2 week limit.
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