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Old 01-10-2016, 09:34 PM   #11
Join Date: Oct 2014
Location: northeast PA
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Rather than tell you our story of how we retired at 58 & 60 yrs old, I'll tell you that there isn't anyone we've met while now traveling in our RV and snowbirding in FL that said they should have worked longer. Everyone says they should have retired sooner, like at our age to enjoy it better. BTW, we are the youngest couple in the park.

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Old 01-10-2016, 09:37 PM   #12
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Location: Hernando, Fl
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I retired at 52 and entered the DROP which allowed me to work for 5 more years. If they had extended the DROP I probably would have stayed because just like Stormrider I loved the job. But, as a firefighter at age 57 I could not work as long as I could when I was younger so it was time to go.

I Left my part time job that I had for 20 years when I became eligible for SS at 62 because I was beginning to dislike the job and SS pays me what I was making part time. Now SS pays for our Forester and the toad.

2016 Forester 3011DS
2015 Toyota Corrola S toad
PREVIOUS: 2015 Flagstaff 832IKBS
99 Terry 31G
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Old 01-11-2016, 08:21 AM   #13
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Location: Durham, NC
Posts: 872
I retired at 65, did not take SS for another year. Wife retired 1 1/2 years later also at 65. I wanted to go at 62, but company had a great retirement benefit that required one to not retire before 65. I was 65 + 8 days.

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Tom & Renée
Durham, NC

2015 Wildcat 295RSX
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Old 01-11-2016, 10:08 AM   #14
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I retired 3 years ago at 55 after 37 years with a defined benefit pension. I couldn't wait to quit riding the rails.
2015 Forester 2801QS GTS
TOAD-Hobie Mirage Pro Angler 14 kayak and Yamaha Zuma 50cc scooter on custom trailer.

60 days fishing/camping so far
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Old 01-11-2016, 11:42 AM   #15
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Location: oakdale, ca
Posts: 289
I retired forcibly with disability but bought 2 acres and built a retirement home and 7000 sqft shop to play in and never looked back. I owe nothing on anything so I feel set. cant wait for my wife to follow so we could do more long distance travel.
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Old 01-11-2016, 12:01 PM   #16
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When you are debt free and have enough of a pension to retire comfortably. Don't work one more day than you absolutely have to. Been retired 11 years now and enjoying every minute of it.
Marcel & Jenne
Kemptville, ON
2014 Rockwood 8282WS
2015 Ford F150 Eco-Boost
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Old 01-11-2016, 12:12 PM   #17
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Location: MO
Posts: 23
2 cents worth

I am close to 65..I haven't retired, but work now as a caregiver for a large US franchise. I have had seniors tell me (yes, seniors older than me) they wish that they had worked beyond the age they retired. I see $ problems with some of supplement insurance to cover what medicare doesn't, drug costs, medical care...grandchildren who can't get it together & want $$ from goes on & on. A good plan is to be out of debt, like others on this forum have mentioned. Lifestyle..can you cut back? do you need to? Have you saved plenty (if you worked in the private sector)...I may be negative sounding, but reality can be not so dreamy.

That being said, we are planning to fulltime within the next year..sold our house..hope the stock market doesn't crash & off we will go.

Look at your situation & answer the "what-ifs" - Good luck with your decision. (oh and keep yourself in good shape & healthy!!)
2013 Chevy 2500HD
2001 Flagstaff 26RKS
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Old 01-11-2016, 12:12 PM   #18
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Posts: 248
I'm enjoying this thread immensely. I'm 59, the DW is 60, and she's pushing me hard to retire as early as possible. In future responses, could I ask for responders to post ages so we all have a perspective on that aspect?
David and Vicki
5 year old Springer rescues Sydney and Piper
2013 Silverado LTZ Crew Cab Duramax/Allison stock "Big Red"
2016 Dutchmen Denali 287RE "The Dog House"
Eaz Lift WDH w/ Blue Ox 2 1/2" trunion
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Old 01-11-2016, 12:19 PM   #19
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Location: Spring Valley OH
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I didn't retire until 67! (My brain was fried and I quit enjoying it.) But, that allowed me to enter retirement debt free. One of the biggies that I haven't heard mentioned yet is health. If you're in very good health, staying longer isn't as much of a problem. With 24 years active duty, social security (my wife never worked outside the home - "inside" was more than enough) and 13 years retired Civil Service I surely don't need any more. Bottom line: retire early, but don't go into debt to do it! (IMHO post-retirement debt is an anchor around your neck.) Have fun!
2015 GT 364TSF
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Old 01-11-2016, 12:23 PM   #20
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Location: Southern California
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Two points from what I know:
1. Have the Rv and TV you want and Pay everything off before you retire.
2. You will know when its time for you to retire.

2008 Cardinal 30RK fiver.
2009 Chevrolet 2500HD DuroMax

2009- 42 days; 2010-40 days, 2011- 40 days. 2012- 30 days,
2013- 14 days, 2014- 21 days, 2015- 42 days
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