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Old 06-28-2015, 01:29 AM   #1
Join Date: May 2015
Posts: 40
2014 Georgetown 270SS

I finally got to a RV dealer today to see and test drive their vehicles. Was interested in Class C only because of the length and not necessarily having someone traveling with me. Also, I am vertically challenged (4'10"). The sales gal was great in providing insight (pros/cons) since I have never owned a RV. Through my own research I found floor plans that I liked. She showed me a Class A and I test drove it and found that I was comfortable driving it. By the end of my visit, I settled on a used 2014 Georgetown 270SS and put a deposit down. I would like to get some input from owners of this RV. Any issues/concerns? Regrets for purchasing it? If you could do it all over again, you'd ?????

Since I have never purchased a RV, I was also wondering if the price was negotiable or can you haggle like you would in a car dealership? The Finance folks are calling me tomorrow. Who did you go with for financing Also, I have been told that I can write the interest off as a second residence. If so, would I have to get a certain type of loan or will a RV Loan be sufficient?

Thanks in advance!

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Old 06-28-2015, 09:26 AM   #2
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Yes, prices are negotiable.

For financing I went through a credit union because the rates were substantially better than the dealer

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Old 06-29-2015, 08:03 AM   #3
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I went into dealer knowing what rate I could get from my credit union so when dealer offered me a rate 3% higher I said no thanks I will just finance it through my credit union. Then all of a sudden the dealer said they could match my credit union. I said no, you will need to beat my credit union for me to use your financing otherwise how do I benefit and it's really all about me in this transaction from my point of view. Amazingly, they were able to beat my credit unions rate. Hope you were able to pick up the sarcasm there. Go in prepared and you will be fine.

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Old 06-29-2015, 07:35 PM   #4
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Yep you can wheel and deal on used. I did one better in my opinion as I went to my credit union and borrowed my own money and at a cheaper rate than the dealer. Later RJD
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Old 08-24-2015, 04:42 PM   #5
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Hello, I know I'm about three months late into this thread....but..Please double check the info you received i.e. the interest/residence. I tried that my tax guy said that is now a no-no. The 270ss is a dandy coach tho...and the king bed(!!!!)? Enjoy..and we'll see ya around the camp fire.
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Old 08-24-2015, 07:28 PM   #6
Join Date: May 2015
Posts: 40
Following up

I don't know if I followed up on my original post, but here goes. My credit union could not beat the dealership's rate. So I went with dealer financing. About a month later, I had a refi offer from Good Sam which would save me about $40/month. Still mulling over the refi costs and how long before I break even. As for writing off as a 2nd mortgage, this info was provided to me by my financial advisor who consulted with the tax folks in her office.

I have been on a weekend campout or two just to get familiar w/ setting up, tearing down, and just driving "The Beast!" I'm only 4'10" so just about ANYTHING is a beast to me!

Thank you all for your input and Happy Camping!

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