My suspicion is that FR relaxed the 10 day requirement because too many buyers were not made aware of the 2nd year option by the selling dealer. It's hard to get paperwork in within 10 days if you are not even aware there is a second year option. I found out through this forum and was 18 days from purchase. I called FR directly and they were very accommodating.
I later looked at the back cover of the FR brochure I had and it does mention availability of a 2nd year warranty.
I don't know why FR won't accept a credit or debit card. I sent in a bank check so I would have a receipt.
Several weeks after sending, FR signed and returned the form to me. The form itself is the extended warranty.
2015 Shamrock 231KSS, Oyster shell
2016 Chev Silverado LT Z71 Ext. Cab, 4x4, 5.3L V/8
Reese Straight Line WDH, 2000W Honda Gen.
2 Old Town kayaks & 2 Boston Terriers - Zoey/Gonzo
Lar & Ruth
55 nights camping in 2015, 45 in 2016