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Old 04-19-2015, 08:01 AM   #1
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After market warranty companys

Any thoughts on the warranties offered by Good Sam, extra ride, Wholesale Warranties. Are they worth it and who is the best to deal with? My dealer gave me an offer but were not pushing it. I asked for a estimate online from one company and they call me every other day. I did purchase the extra year from FR.
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Old 04-19-2015, 12:47 PM   #2
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Personnally, take your money and run!!
I never buy extended warranties, on anything...moneygrab !
Most problems will occur in the first season anyway, and you mentioned you have the second year coverage already.
Keep your money and pay yourself some good camping.
That's my opinion.
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Old 04-20-2015, 03:41 PM   #3
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ON AVERAGE, you will lose considerably in buying an after market warranty. They are profitable to those issuing the policy, and those paid to sell them (the dealer gets a commission for selling you an extended policy - both automtive and RV). Otherwise, they wouldn't be available - and you wouldn't be asked to buy one at closing.

What you are really buying is (partially) prepaid repairs, NOT a warranty. The deductible and claims paperwork are designed to discourage you from multiple small claims. Are you likely to spend the amount of your premium in covered repairs during the life of the policy?

Note that my opinion on "extended warranties" is very different from loss insurance if you have financed your camper. Given the amount typically financed, most of us would have difficulty paying off the loan in full in the event of loss of the trailer. If you view, as I do, that insurance is supposed to prevent financial disaster when the bumps of life occur, then loss insurance makes a lot of sense. Repairs and maintenance are a cost of ownership, should be planned for, and should not cause a financial disaster.

just my opinions
Fred W
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