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10-22-2018, 01:12 PM
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#21
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Senior Member
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,314
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I also will try Progressive if they have replacement value for five years. Thank You
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10-22-2018, 01:52 PM
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#22
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Trailer Park Supervisor
Join Date: Sep 2018
Location: Northern NJ
Posts: 8,592
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When guy gave me my quote, he only mentioned replacement value for 2 years, then they use a market value calculator. They do have a cool little thing called vanishing deductible. Every year you don't make a claim, they take 100 bucks off the deductible. So with my 500 deductible I chose, in 5 years I would not have ANY deductible.
__________________
2019 Rockwood Geo Pro G19FD w/off road package
2015 Ford F150 XLT Super Cab 4x4 V8
Yes, I drink the water!
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10-22-2018, 04:00 PM
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#23
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Member
Join Date: Nov 2014
Location: Texas
Posts: 84
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I have my rig under USAA, only option is ACV, I checked progressive and they were twice as much as USAA with $1k Ded (USAA $500).
Interesting, I even have my boat and motorcycle under progressive. No violations in over 22 yrs, excellent credit, over 50 yo.
__________________
2015 Thunderbolt XLR 340X12HP
2019 Ford F350 KR, 6.7, CC, LB with B&W Companion
US Army Retired
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10-22-2018, 07:47 PM
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#24
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Senior Member
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,314
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That is a very good reason to stay with Good Sam. ACV will be way to low. If you finance the RV and it was totaled it they would give you less then you owed. I was told many years ago to be very careful with using an auto policy for an RV, Seems that was good advice. Good Luck
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10-28-2018, 10:13 AM
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#25
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Green Horn
Join Date: Oct 2018
Location: Lancaster,Pa
Posts: 230
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allstate for everything
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10-28-2018, 06:18 PM
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#26
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Trailer Park Supervisor
Join Date: Sep 2018
Location: Northern NJ
Posts: 8,592
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What is ACV? This is not a common acronym and nobody defined it.
__________________
2019 Rockwood Geo Pro G19FD w/off road package
2015 Ford F150 XLT Super Cab 4x4 V8
Yes, I drink the water!
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10-28-2018, 06:26 PM
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#27
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Pickin', Campin', Mason
Join Date: Aug 2015
Location: South Western PA
Posts: 19,144
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Actual Cash Value
__________________
2022 Cedar Creek 345IK 5th Wheel•Solar & Inverter•2024 Ford F-Series SCREW•7.3L•4x4•Factory Puck•B&W Companion•TST Tire Monitor w/Repeater•Sinemate 3500w Gen.
F&AM Lodge 358 Somerset, PA - JAFFA Shrine - Altoona, PA
Days Camped ☼ '19=118 ☼ '20=116 ☼ '21=123 ☼ '22=134 ☼ '23=118☼ '24=90
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10-28-2018, 06:43 PM
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#28
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Trailer Park Supervisor
Join Date: Sep 2018
Location: Northern NJ
Posts: 8,592
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I would not have guessed that one in a hundred years.
__________________
2019 Rockwood Geo Pro G19FD w/off road package
2015 Ford F150 XLT Super Cab 4x4 V8
Yes, I drink the water!
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11-05-2018, 01:04 PM
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#29
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Member
Join Date: Oct 2018
Location: North Judson Indiana
Posts: 79
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USAA uses Progressive for RV coverage...
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11-05-2018, 01:26 PM
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#30
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Member
Join Date: Sep 2018
Posts: 34
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i use Amica for home and auto,
but they don't do full time RV living, which is now my case
so, they recommended Progressive [only time will tell..]
marc
__________________
2018 forest river Cardinal 3350 rlx 5th wheel
2018 ford super duty 350, 2 door, SRW
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11-05-2018, 05:58 PM
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#31
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Member
Join Date: Nov 2014
Location: Texas
Posts: 84
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Quote:
Originally Posted by Msgtret
USAA uses Progressive for RV coverage...
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I have USAA for my RV and I wasnt shuffled over to Progressive.
My boat and Motorcycle are through Progressive but not the RV.
__________________
2015 Thunderbolt XLR 340X12HP
2019 Ford F350 KR, 6.7, CC, LB with B&W Companion
US Army Retired
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11-05-2018, 06:13 PM
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#32
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Senior Member
Join Date: Jul 2017
Location: California
Posts: 7,616
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Quote:
Originally Posted by Msgtret
USAA uses Progressive for RV coverage...
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Only if it has an engine.
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11-05-2018, 07:08 PM
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#33
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Member
Join Date: Oct 2018
Location: North Judson Indiana
Posts: 79
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You gentlemen are correct. Just got off of the phone with USAA and she quoted me $227.16 per year for my Flagstaff 26RBWS that I am picking up in 2 weeks. If you tried to get the quote on line it would kick you over to Progressive. Lesson is always make a call..
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