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Old 08-27-2014, 09:08 PM   #1
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Camper trade in question

My question is, can a dealer write you a check for your trade in value instead of taking the price off the new camper price? I own my camper outright, if that matters. Thank you.
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Old 08-27-2014, 09:20 PM   #2
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They are certainly able to, but from my experience.. autos or TT's.. I don't think it's very realistic. They'll short change you on a trade in and try to oversell you. Best option it to just sell privately... bank your cash.. then negotiate wisely. IMHO
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Old 08-27-2014, 09:21 PM   #3
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It'll be whatever you work out with your dealer. Normally you want to take the price off the camper so most dealers do it this way, but I'm sure they'll do a check and charge you full price for the camper if you ask.
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Old 08-27-2014, 09:38 PM   #4
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I just went through all of this. Every single dealer played the numbers game. Some dealers would give me book value, others would give me 150% of book value. The dealers that didn't give anything said they had the best prices around and couldn't move so they couldn't give much on my trade.

I was in the same boat, owning it outright and wondered the same thing. Can they do it, YES, will they, probably not because if they did, they would most likely have to be a little more transparent with their trade offer than they try to be now.

I had mine online for two weeks, the first person to look at it bought it. In all honesty, in my case the right buyer with the right situation at the right time came along.

I was able to pick up my new to me 2012 camper for a heck of a price without having to play any trade games with dealers.

Good luck!
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Old 08-27-2014, 09:43 PM   #5
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By taking the trade in value off the price of the new trailer--you lower your sales tax. At least in Missouri you pay on the difference.
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Old 08-27-2014, 09:47 PM   #6
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Quote:
Originally Posted by brokaw24 View Post
My question is, can a dealer write you a check for your trade in value instead of taking the price off the new camper price? I own my camper outright, if that matters. Thank you.
In Missouri, you pay sales tax directly to the state through the DMV, not through the dealer, and the sales tax is determined by the NET purchase price (cost of new vehicle less trade-in allowance of used vehicle.) So, if you did not show a trade-in and your title application showed only the price of the new vehicle, you would be screwing yourself out of a tax break.


EDIT: Old Car beat me to the punch!
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Old 08-27-2014, 09:51 PM   #7
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Just attempted the same and walked. We have the title to ours as well. Our trade was worth quite a bit more than what we were looking at. They were for sure going to write us a $5000 check for the difference. But, I've played the game too many times and walked out. Sometimes, it does work out better with the taxes as Old car mentioned. In LA, you only pay taxes on the difference, so if you're purchasing something equal to or less value than the trade, you pay nothing on tax. So, gotta run the numbers and see what works best. Knowing what ours is worth on the market, and the fact it will probably sell quick, we're opting to haul it over to PPL and consign it. Where I live, selling myself is NOT an option. As signature says, middle of nowhere. Leaving it somewhere in the nearest big city (45 minutes away) is not an option either. Too much risk of damage, theft, or just the fact it's a royal pain for me to have meet someone anytime they might want to look at it. And of course, I really don't want anybody coming to look at it at my paradise in the middle of nowhere, except maybe some of the forum members here.
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Old 08-27-2014, 09:53 PM   #8
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By taking the trade in value off the price of the new trailer--you lower your sales tax. At least in Missouri you pay on the difference.
That's a really good point that I don't ever think about because my home state doesn't have sales tax. A trade in might be the way to go for the taxes on your new rig alone.

What's typical around the states these days? 7% or so?
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Old 08-27-2014, 10:02 PM   #9
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That's a really good point that I don't ever think about because my home state doesn't have sales tax. A trade in might be the way to go for the taxes on your new rig alone.

What's typical around the states these days? 7% or so?
Come up north, we're 13% in Ontario.
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Old 08-27-2014, 10:15 PM   #10
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Come up north, we're 13% in Ontario.
13%??? (insert expletives.. repeatedly) You have to be kidding!?!! That's outrageous!! You need to move my friend!
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