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Old 06-26-2008, 03:06 PM   #1
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Credit Card limit at Ga$ Pump

Tried to fill up my truck at a truck stop yesterday.
Swiped my Capital One card and pumped till the pump quit
at $75.
Went inside to see what was going on and they said the card
companies make them put on a limit.

If you google.com for credit card limits gas to $75
you will get lots of hits including news articles about
folks who are hopping mad about this.
If you hang up the hose and re-swipe your card and re-enter
your zip code it will let you pump more gas but they get to charge
the station 2 transaction fees for your one fillup.

This is pure bull shi--

If you have a card that doesn't do this, I want to know what
it is!!
I'm going to contact Capital One and tell them I'm shopping for a new
card. I know the peon on the phone won't care but I'm switching
cards if I can find one that doesn't limit the gas.

Sheesh, I can go to Wally World and charge 500 bucks no problem
but they want to hassle me at the gas pump
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Old 06-26-2008, 03:52 PM   #2
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I have no transaction fees with my credit union debt card. Some stations will stop the pump at $75, some don't. I just restart the pump. I'm usually at the cheapest place in town, so I don't whine much.
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Old 06-26-2008, 06:20 PM   #3
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As I understand it, the merchants are the ones putting the limits on the sales, not the card companies. They like to tell you it is the card companies, but it is really them. One reason may be that the higher the sale, the higher the fees they have to pay. Some stations are stopping credit sales altogether due to the fees that they have to pay to accept them.

I ran across a station that had a notice taped to their pumps stating Visa and Mastercard put $75 limits on each purchase. I used a Discover card and had no limit on the purchase. Sadly it ran up to $83.
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Old 06-26-2008, 07:49 PM   #4
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The credit card companies have a $75 limit on what they will
cover for fraudulent use of their card at gas stations.
So the stations put on the $75 limit.
The card companies point at the stations and say "it's not us, we have
no limit but the card holders credit line".
The stations point at the card companies and say "it's them, they put on
a limit".
It's both but the card companies started it with their fraud limit.

It just ticked me off because we're already getting raped at the pump
and now they've just added aggravation.

If you go inside and pay with a credit card at the counter, there
is no limit but that kinda eliminates the convenience of pay at the pump.

Venting, venting...........
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Old 06-26-2008, 10:40 PM   #5
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This has been going on for quite some time.
What I hate, is when you go to get gas...oh...I don't know. (Like Sam's Club) and slide your debit card into the pump. It puts a hold on your account for much more than you buy. It doesn't release the hold on the money....for a few days! (times that by a long road trip with many gas stops) Your gas station may be doing this...and you don't even know it!

(I found out because my daughter's bank account was over-drawn...and it was because of the 'secret hold' on the money! How is this legal???? Can you imagine if every merchant did this???
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Old 06-27-2008, 04:15 PM   #6
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I know of a gas station in SC that has their pumps still set in a $50 limit.

REAL aggravating when filling a 30 something gallon tank.
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Old 07-22-2008, 09:12 AM   #7
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Discover Card

I got so tired of this on our recent vacation that I started using our Discover Card. I found that it filled my tank EVERY TIME; and in excess of $75 EVERY TIME. So, if you are tired of this situation, get a Discover Card.
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Old 07-22-2008, 09:24 AM   #8
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I've also heard that Discover doesn't have that a limit. My Flying J card doesn't have a limit either but that's just limited to buying fuel at Flying J. I hate that the card companies have a choke-hold on the merchants.
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Old 07-22-2008, 01:29 PM   #9
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Heading to Myrtle Beach two weeks ago, we were able to get $80.00 on a credit card in Virginia.
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Old 07-22-2008, 02:31 PM   #10
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I find it varies at each station. The wally world near my house I can get $100 before the pump cuts off. There is a Petro truck stop also nearby that cuts off at $50 and they never have receipts in the pumps. I will NEVER stop at another Petro ever again....

When my tank is dry with these prices now I can easily put well over $100 of gogo juice in. Rather annoying to have to re-swipe my card.
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