Ok so I'm pretty new here and we are purchasing our first camper (Coachmen 40ft 5th wheel).
I've spent at least 10+ hours reading the forums and learning A LOT!! I know the whole Extended warranty has been beat to death but I guess I still have to ask the questions as I think the pricing is pretty fair.
My 5th wheel is the 360IBL which has 4 slide outs and auto leveling jacks. The Coachmen is not eligible for the 2nd year $150 warranty. I read about a lot of the internal components (hot water heater, fridge, stove, slide outs etc). Seems some have a 2 year warranty and some parts have a 3 year warranty.
My dealer who seems to be a wholesaler seems to be offering me a decent price on both compared to what I've read on these forums from people getting quotes.
7 year (starts at day 1 so really 6 years) I was quoted at $1,995 with $100 deductible. This is a link to the brochure (yes I know to read the fine print) that shows the components that are covered
I also got a quote from the RV Wholesale Warranties who quoted me around $1,500 for what looks like the same coverage upfront or $1,800 in 12 payments.
I'm really torn with this.. I know some say, bank the money but the way I look at it, it's less then $15 a month to have the warranty rolled into my loan through my dealer.
My thoughts were, don't buy until after the 1st year to see what goes wrong and decide at that point.
SECOND item is the Platinum Protection System. They mention a interior/exterior package but for me, I could care less about the inside. We do not wear our shoes, leather couches, vinyl floors.. nothing really to be concerned about. We do not smoke and we do not wear our shoes inside.
However the exterior, although expensive, have not seen it quoted this low on here. $1,195 for 5 year protection. Here is the description from the manufacturer's product
"Environmental Paint Protection System helps prevent environmental damage such as weather induced weather induced fading, weather induced chalking, weather induced loss of gloss, acid rain, bird waste, tree sap and insect damage while maintaining a showroom new paint finish."
Now I've read over and over, just buy some $20 wax and some applicator pads and do it yourself. However when I think about a 40 foot camper, both sides, front and back, and the whole roof, $1,200 seems somewhat appealing for not having to wax it. Yes it is probably $50 worth of product however the manufacturer (Coachmen) says to wax it every 6 months. That does not seem appealing to me. I also thought about getting a cover that is breathable and keeping it covered when not in use.
Ohhhhh the agony of trying to decide. If the costs didn't seem semi reasonable, I wouldn't even be asking.
Again, sorry to beat a dead horse but looking for opinions on this.
I'm sure I know what most will say but would love to get some more opinions.
Thanks for ALL the help!! Great forum here!!