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Old 01-20-2016, 08:55 PM   #61
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Well i don't have that kind of cash for an $80,000.00 rig upfront. Its America, finance it and enjoy it.
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Old 01-20-2016, 09:14 PM   #62
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If you can't pay cash then finance with your local bank, or better, a credit union.

Avoid at all costs U.S. Bank. They have no souls, only lawyers.
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Old 01-20-2016, 09:40 PM   #63
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If you can't pay cash then finance with your local bank, or better, a credit union.

Avoid at all costs U.S. Bank. They have no souls, only lawyers.

My first RV was cash this new one was mostly cash and a personnel loan to pay it off from my credit union, gave me 48 months paying it off in 8 months to avoid interest


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Old 01-20-2016, 09:47 PM   #64
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If you can't pay cash then finance with your local bank, or better, a credit union.

Avoid at all costs U.S. Bank. They have no souls, only lawyers.
I've never had a problem with us bank. I got a great rate, and they are easy to pay (i do the automated system over the phone).
But i pay early and more than the amount due, every time!

On topic... some stuff we pay cash, others we finance. Kinda how i feel at the time.
Mr. Ramsey recomends cash all the time, and im working towards that!
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Old 01-20-2016, 09:58 PM   #65
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MillerTime."Mr. Ramsey recomends cash all the time, and im working towards that!"
We all are. Give us the secret.
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Old 01-20-2016, 10:15 PM   #66
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MillerTime."Mr. Ramsey recomends cash all the time, and im working towards that!"
We all are. Give us the secret.
I believe it is.....buget, save, watch you little expenses, don't use credit cards at all, ever, sacrifice to get there its not easy.
I'm a young'n, so im still learnin.

Dave says, "If you live like no one else, later you can live like no one else!"
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Old 01-20-2016, 10:24 PM   #67
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Some good point's. It is alright to use a credit card just pay it off on the required date.
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Old 01-20-2016, 10:34 PM   #68
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Some good point's. It is alright to use a credit card just pay it off on the required date.
True.
But cash spends alot harder than plastic for most people. His point is no card, no temptation. With a debit card you cant usually use it unless there are funds to back it up (of course there may be a delay of a check posting or another transaction). With a credit card, there is no funds required to back it up. I could be flat broke, but i can go run up $22,500 on my credit card that im in the process of paying off.

Im no wiz like dave....just passing on the info!
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Old 01-20-2016, 10:47 PM   #69
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The people with the card company want people to run up $22.500. Dave is speaking to people that may do that.I would expect most here would show some restraint.
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Old 01-20-2016, 10:53 PM   #70
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Cash
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