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Old 03-24-2012, 02:38 PM   #1
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Drove into low hanging Guardhouse

Well My 2013 17' Shamrock hybrid was only 3 hours old to me yesterday when I drove into the 'low hanging' guardhouse at my campground now I have a hole about 8' wide and 15' long in the front part right side of my roof. Anybody have any idea how much that may cost to fix?after my $250 deductable. Will my insurance go up?
This is sad...


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Old 03-24-2012, 02:57 PM   #2
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post some pictures - maybe someone can give you a better idea

make sure you cover the area so water does not get in

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Old 03-24-2012, 03:02 PM   #3
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only with pics can someone give you an idea. also how deep was it?

sorry to hear about that. as a former owner of 2 popups, i can relate going to a full-height trailer.
have an overhang from our porch, into the driveway. almost put the rear of my Roo right into, when we first brought it home.
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Old 03-24-2012, 03:50 PM   #4
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Originally Posted by shellcjt View Post

Anybody have any idea how much that may cost to fix?

Will my insurance go up?

sorry for you
I know the feeling
had a similar experience a year ago
best for us to just be
very happy that we do have insurance
many policies will not go up
(expect no added discounts for a while)
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Old 03-24-2012, 05:28 PM   #5
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Call your agent before filing a claim. When my PUP was brand new I had a similar experience. I called my agent and he gave me suggestions to avoid seeing my rates go up. I confess that I did damage to my PUP when it was new and also our current trailer. Don't be too hard on yourself.

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Old 03-25-2012, 07:16 AM   #6
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Sorry to hear about that. I bet we've either all done it or have come close. its a learning curve. My own mistake was pulling into a garage with my Yakima car top carrier on the car. My DW tried the same thing but with our bikes on top. Neither of us got very far

As sherdep said, make sure to cover it well - don't want the problem compounded with water damage.

Get a quote from your shop and talk it over with your agent. I personally don't submit until I hit $1,000 plus in repairs. Everyone has their own $$ amount that they are comfortable with before deciding to self-insure the repairs or submit. My premiums tend not to rise but then that depends on the insurance company. The cheap-quote companies will probably raise it.
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Old 03-25-2012, 07:29 AM   #7
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"I have a hole about 8' wide and 15' long"
I hope you mean 8" wide and 15" long?
And you didn't say whether it is just the rubber skin that is damaged, or if the plywood underneath has been broken.
Pretty hard for anyone to give advice when you provide so little detail.
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Old 03-25-2012, 07:43 AM   #8
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Came close several times. Saved by other nice people screaming and waving arms twice.

Call your insurance. Since the camper was hooked up when you drove into the guard house, your car insurance should pay. If you have accident forgiveness on your policy your rates should not go up.

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Old 03-25-2012, 08:14 AM   #9
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too bad dude!!!

cudos to you that you were camping only 3 hours after picking it up!

hopes for a speedy fix.
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Old 03-25-2012, 08:24 AM   #10
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Sorry to hear about your misfortune. I just wonder why a guardhouse at a campground would have something hanging so low since RVs are the main vehicles going through there?
I know the feeling of something new getting damaged so quickly. I was guided by a campground employee on our first trip out into a space where the water faucet was attached to a 4x4 sticking out of the ground. I never saw it and he's directing me. He then comes back to me and says you just hit the faucet. I had come in contact with it and creased 5 of my compartment doors. We had 1500 miles on the coach and $5000 damage. The campground paid 50% of my deductible. My insurance company was great about the whole thing and everything was replaced, repainted and good as new. I haven't returned to the campground since.


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