Our insurance policy says usual contents to a motorhome $ 5,000. As we are fulltiming we added "additional content" $ 20'000. So we are now at $ 25'000 which might not even cover everything if the motorhome burns out and you have to buy everything.
Just think about cloths, shoes, bedding, dishes, pots, pans, cutlery, TV(s), computer(s), CD, mp3 players, satellite and/or TV installation, ladder, tools, boxes, bicycle rack, bicycles, and all the little things you have in your storage like multimeter, bicycle repair kit, screws, clamps, sewer hose adapters, extension cords, bungee cords and straps, bucket, water hoses, connections, spray nozzles, filters, and so on ...
Happy camping, Andy
Andy & Lisa
fulltiming in a
2006 Georgetown XL 359TS pulling a 2014 Chevy Sonic