Thread Tools Display Modes
Old 04-20-2016, 11:36 AM   #11
Junior Member
Join Date: Apr 2016
Location: Conroe Tx
Posts: 24
I believe awnings are also covered under the contents portion of the insurance. Include that value also.

IICAPN is offline   Reply With Quote
Old 04-20-2016, 11:59 AM   #12
Senior Member
Ford Idaho's Avatar
Join Date: Sep 2013
Location: Idaho
Posts: 9,840
Not counting the things that came with the lite, 3-4K.

2016 F350 6.7L LB CC Reese 28K 2014 Chaparral Lite 266sab
"Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety." 2014 19 days camping 2015 17 days camping201620 days camping
Ford Idaho is offline   Reply With Quote
Old 04-20-2016, 12:38 PM   #13
Junior Member
Join Date: May 2015
Posts: 24
Our insurance policy says usual contents to a motorhome $ 5,000. As we are fulltiming we added "additional content" $ 20'000. So we are now at $ 25'000 which might not even cover everything if the motorhome burns out and you have to buy everything.
Just think about cloths, shoes, bedding, dishes, pots, pans, cutlery, TV(s), computer(s), CD, mp3 players, satellite and/or TV installation, ladder, tools, boxes, bicycle rack, bicycles, and all the little things you have in your storage like multimeter, bicycle repair kit, screws, clamps, sewer hose adapters, extension cords, bungee cords and straps, bucket, water hoses, connections, spray nozzles, filters, and so on ...

Happy camping, Andy
CamperAndy is offline   Reply With Quote
Old 04-20-2016, 03:40 PM   #14
Senior Member
satdog01's Avatar
Join Date: Jul 2013
Location: Franklin, TN
Posts: 563
My insurance defaulted to 5k with option to go higher for more coverage. From recent storage post, would include cost of battery and filled propane tanks. Defaulted electronics include tv (I have two), Pathways satellite antenna? ice maker, laptop and or iPad when camping. Then we occasionally have to leave rescue pup who would let the trailer be stolen for a belly rub! Maybe 5k is not enough!!!
Marriot II on Wheels 2017 Flagstaff Classic 832OKBS Diamond Pkg
2013 GMC Denali crew 6.6L 2500 HD DMAX w\Alison Trans
Pepper 🌶 Pomeranian rescue 204 nights as camping buddy
Days camped in FR, 2011 = 20, 2012 = 57, 2013 = 59
....2014 = 39, 15 = 52, 16 = 77, 17 = 81, 2018 = 4
Retired :
satdog01 is offline   Reply With Quote
Old 04-20-2016, 06:36 PM   #15
Senior Member
Join Date: Jul 2011
Location: New York
Posts: 323
I think the best thing you can do is walk around your house and right down all the things in your home that would need to be replaced if some disaster happen (tv, computers, dishes, sheets, towels etc etc) and come up with a figure.
People need to understand when it comes to insurance and rving, it is a HOUSE on wheels, so it will be the same costs!
Hope this helps and Happy Camping
2010 Cedar Creek Silverback 35ts
2001 GMC 2500HD w/ Allison & 8.1
silverback 35ts is offline   Reply With Quote
Old 04-20-2016, 07:03 PM   #16
Cyber Phrenologist
Radio's Avatar
Join Date: Jun 2007
Location: Fayetteville, GA
Posts: 1,711
Next time you give the trailer a good spring cleaning, get a digital camera and take pictures of all the stuff in there. Put the pics on a CD and store it someplace safe.

Not a bad idea for the stick house, storage locker, whatever.

But honestly it depends on the trip and the amount of cameras, music instruments, radio equipment and laptops we take on that particular trip.Could be $6000.
Admin at, part of the Social Knowledge network.
"RVing and Amateur Radio served up on the same plate"
2008 (or is it 2009?) Rockwood 8280SS - 2007 F-150
Lot's of mostly Kenwood radios

Radio is offline   Reply With Quote
Old 04-20-2016, 11:43 PM   #17
Senior Member
NMWildcat's Avatar
Join Date: Jun 2012
Location: Southern NM
Posts: 2,862
This thread got me thinking and we tried to do an honest inventory. We recently retired and we are somewhere between 1/3 and 1/2 fulltime. Electronics and generators took us to 5K easy. Then we figured around another 5k for clothes, pots/pans, and all the camping essentials. So we upped our content coverage to 10k and think that should do it. We are keeping our fingers crossed!!!

Good thread!!

Enjoy RVing!!

Scott and Liz - Southern NM
2012 Wildcat Sterling 32RL - w/level up (best option ever)
2007 Chevy 2500HD 4dr short bed Duramax w/allison
Reese Fifth Airborne air ride king pin coupler with Sidewinder
NMWildcat is offline   Reply With Quote

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Featured Campgrounds

Reviews provided by is not in any way associated with Forest River, Inc. or its associated RV manufacturing divisions.

Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 06:55 PM.