Reply
 
Thread Tools Display Modes
Old 04-19-2016, 06:08 PM   #1
Senior Member
 
BandJCarm's Avatar
 
Join Date: Jun 2013
Location: Between Pickles Gap and Toad Suck, AR
Posts: 3,307
Estimate Value of Contents.......??

What is your best guess as to the monetary value of the contents of your TT?

Got VIN number today for TT being built.........will have to acquire insurance soon. Insurance I have chosen asks for a number (a drop down list, multiple choice) of "Value of Contents". It is not like most, where contents are a percentage of something. I can pick any value ( and premium goes up/down accordingly).

Based on what I pulled out of the 26DBH when we sold it, I'd guess seventeen million dollars. But I could be high!

What is you guys' best guess as to the value of what is inside the TT?

Thanks.

Bill
__________________

__________________
"Next to prayer, fishing is the most personal relationship of man" Herbert Hoover
"American by Birth, Southern by the Grace of God"Lewis Grizzard

FROG AR-0019-242
2016 GMC Denali 3500Dually--2017 CC 36CKTS
BandJCarm is offline   Reply With Quote
Old 04-19-2016, 09:43 PM   #2
Oklahoma Proud
 
MillerTime's Avatar
 
Join Date: Jul 2012
Location: central OK
Posts: 2,775
If I had to guess on our seasonal/permanent site, our 5th wheel probably has a $5,000 or there abouts of junk.
Between the dishes, kids toys, misc. crap, fishing poles, tackle box, chairs.....now this would be if i had to go and buy all of this new.
Just my ballpark figure. If we went on the road with it, that figure would probably go up.
__________________

__________________
MillerTime is offline   Reply With Quote
Old 04-20-2016, 09:27 AM   #3
Member
 
Join Date: Jul 2015
Posts: 63
We just got a new on this year too and I agree with the the 17 million. I would bet $10k in ours. We are a family of four.


2017 Brookstone 395RL
Chardon OH
__________________
cwc510117 is offline   Reply With Quote
Old 04-20-2016, 09:37 AM   #4
Fulltime family RVer
 
ependydad's Avatar
 
Join Date: Nov 2011
Posts: 14,762
Are you a weekend - week camper? Extended trips? Fulltiming?

Do you carry jewelry when you go? Any/many laptops? What about other electronics? How many upgrades will you do- surge protector, fancy regulator, generator, etc?

I think we went for $15-20k but we are fulltiming.
__________________
2012 Ram 3500 DRW/crew cab/long bed/4x4/4.10 gears pulling an early 2013 Sabre 36QBOK
Checkout my site for RVing tips, tricks, and info | My family and I have fulltimed since June 2015
ependydad is online now   Reply With Quote
Old 04-20-2016, 10:34 AM   #5
Senior Member
 
northstar1960's Avatar
 
Join Date: Feb 2015
Location: in my new 29hfsxlr
Posts: 1,658
with the motorcycle gen and other tools and equipment an honest value of about $25000.00
__________________
northstar1960 is offline   Reply With Quote
Old 04-20-2016, 10:39 AM   #6
Member
 
Join Date: Feb 2015
Posts: 68
It is my understanding that many insurance companies limit the contents to $3,000 coverage? That is the limit on mine and I don't know if you can pay for more?
__________________
whj469 is offline   Reply With Quote
Old 04-20-2016, 10:49 AM   #7
Phat Phrog Stunt Team
 
AquaMan's Avatar
 
Join Date: Apr 2012
Location: Tipp City, OH
Posts: 6,477
Quote:
Originally Posted by whj469 View Post
It is my understanding that many insurance companies limit the contents to $3,000 coverage? That is the limit on mine and I don't know if you can pay for more?
I think that's a base limit. I'm sure you can always add more for a higher premium. I'm not positive, but figuring just what's in my basement storage, odds and ends inside, I probably would be covered with the 3K. I try to leave laptop at home. All we need are 2 sets of clothes and a pair of flip flops each, and we're good!
__________________
2016 Georgetown 364TS
Nights Camped 2017 - 49
AquaMan is offline   Reply With Quote
Old 04-20-2016, 10:53 AM   #8
Senior Member
 
Join Date: Jan 2014
Location: Sterling, VA
Posts: 898
Go commando to reduce your content value.
__________________
Lee and Anne

2016 F250 2WD CC SB XLT 6.2 3.73 3,295 lb payload cap.
2014 Salem Hemisphere 282RK 8k lbs loaded, Equal-i-zer WDH, TST 507 TPMS
2017: 4 nights camped, 12 booked
Teamfour is offline   Reply With Quote
Old 04-20-2016, 10:57 AM   #9
Fulltime family RVer
 
ependydad's Avatar
 
Join Date: Nov 2011
Posts: 14,762
Quote:
Originally Posted by whj469 View Post
It is my understanding that many insurance companies limit the contents to $3,000 coverage? That is the limit on mine and I don't know if you can pay for more?
Depends on the insurance plan. When I covered my trailer as a rider under my truck, there were a lot of limits. But when I got trailer-specific insurance, it opened up a lot of doors.

I will stay, both Allstate and State Farm basically said, "lol, you can't do that" when I described RV insurance. But RV insurance companies had different policies that let you better protect your camper.
__________________
2012 Ram 3500 DRW/crew cab/long bed/4x4/4.10 gears pulling an early 2013 Sabre 36QBOK
Checkout my site for RVing tips, tricks, and info | My family and I have fulltimed since June 2015
ependydad is online now   Reply With Quote
Old 04-20-2016, 11:28 AM   #10
Senior Member
 
BandJCarm's Avatar
 
Join Date: Jun 2013
Location: Between Pickles Gap and Toad Suck, AR
Posts: 3,307
Progressive has a specific question for this........and a drop down box. It goes in $5K increments to........well, a lot! I am sure that you have to prove value of contents destroyed in fire, regardless.......or I assume you do.

We are not full time. We will have laptops, of course (gotta pay the bills even if on the road). Normal clothes, cooking boorah, fishing boorah, EMS, this, that.....

Just have no real idea. My best guess is $10,000. I would just have to live with the assumption any loss over that is my responsibility. It'd have to be something odd to get that high, but it's feasible I guess.
__________________

__________________
"Next to prayer, fishing is the most personal relationship of man" Herbert Hoover
"American by Birth, Southern by the Grace of God"Lewis Grizzard

FROG AR-0019-242
2016 GMC Denali 3500Dually--2017 CC 36CKTS
BandJCarm is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



» Virginia Campgrounds

Reviews provided by




ForestRiverForums.com is not in any way associated with Forest River, Inc. or its associated RV manufacturing divisions.


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 03:45 AM.