Extended service policy
I would not own an RV without an extended service plan!!! When it comes to RV ownership, "Murphy" is alive and well!! By that I mean, "whatever can happen, will happen" sooner or later and to be without a policy in this day of faulty/shoddy workmanship...a fact of life...is fool hearty and expensive.
I've got a 2005 Cedar Creek, 34' 5th wheel and the policy I bought for that RV cost $1,300.00 4 1/2 years ago. The policy has shelled out roughly $7,000.00 during that time period for one warranty repair or another. I plan to renew it come September.
I did have a bad experience with Good Sam. They have a strict policy that one MUST get prior approval before making what would come under warranty covered repairs. I was in the middle of Canada with a broken/leaking black water tank. I could not reach Good Sam after numerous attempts. I had the repairs made and a couple of months later submitted a claim with documentation and an explanation of the circumstances. It all fell on deaf ears. I was out $700.00! I cancelled the policy the next day and was charged $50.00 (administrative costs) for early cancellation.
Shop around...!!! Costs ae dramatically different and CAN often be negotiated.