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09-19-2012, 06:53 PM
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#21
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Southwestern Newbie
Join Date: Jul 2012
Location: Mesa, Az
Posts: 47
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Quote:
Originally Posted by f1100turbo
I'd love to see a quote for FULL coverage
And a 500.00 deductible for a $30, 000 dollar unit for less than 10.00 a month
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Call Liberty Mutual, then. Maybe I'm wrong and you will be out 10 minutes call. Maybe I'm right and you save big time. FWIW I'm a teacher and get nothing out of you calling.
__________________
2006 Flagstaff M-23lb with triple bunk.
2004 Dodge Durango SLT 2wd; Yeah, it's got a Hemi.
100 watt solar kit with Trojan AGM Series 31 pending
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09-20-2012, 07:20 AM
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#22
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Member
Join Date: Oct 2010
Location: Daleville, AL.
Posts: 82
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State Farm. Cost me about $270. a year for a 2008 Sandpiper 35 ft fiver. Also all my vehicles and boat is State Farm. I have been with them since 1970. Also get good finance rates when needed.
__________________
2011 F350 Lariat Ultimate Dually 6.7 w/ B&W Companion
2014 Heritage Glen 356QBQ
2016 Explorer Platinum, 1998 Mustang
1SG(Ret) (1987) US Army Aviation
Days/Nights Camped 2016: 34
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09-21-2012, 10:43 PM
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#23
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Senior Member
Join Date: Dec 2011
Location: Kansas City & Sierra Vista
Posts: 247
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Quote:
Originally Posted by Ragin Cajun
Looking for a general answer as I know differences in policy will vary cost...
Who's your preferred insurance provider and approximately what's your annual policy cost?
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Our best quote was from Progressive at just over $500
In my opinion, they also had the best coverage, but I suggest you shop around!
__________________
Jim & Kathy
2012 Crusader 290RLT TE, TrailAir flex pin: 2012 Toyota Tundra 5.7 SR5 Dbl cab 4X2 Tow, 4.30 gears, RideRite air, TRD cold-air induction & dual exhaust: Reese 16K Slider: TST tpms
Miles towed to date: 26,890; Nights camped; lost count!
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09-23-2012, 11:54 AM
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#24
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Senior Member
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,314
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The best that I could do in February 2012 was $384 per year, for $300,000 single limits, other then collision $250 deductible, collision deductible $500, personal effects $3,000, with full replacement cost, not ACV for a 2012 V-Cross 275 fiver from Good Sam (GMAC)
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09-25-2012, 03:51 PM
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#25
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Senior Member
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,314
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If I may add that you can't compare $s unless you compare limits and deductibles and the replacement cost of the RV, I would think that my $29,000 fiver would be cheaper to cover then a $60,000 fiver.
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09-25-2012, 05:00 PM
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#26
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Phat Phrog Stunt Team
Join Date: Apr 2012
Location: Tipp City, OH
Posts: 7,154
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We have Met Life and I pay $413 for our 2012 5er value set at 40k. I also know, with insurance, it makes a difference on where you live. Our rates in west central OH, got jacked from wind and hail damage over the past year. My policy in total jumped from $3400 to $4500/yr for $650k house, 2012 Odyssey, 2011 Silverado, and $40k Sierra with only 1 claim in 7yrs. And this is still the cheapest, last time I checked. Place of residence has a lot to do with insurance rates.
__________________
2016 Georgetown 364TS
2017 Jeep Rubicon Recon toad
Nights Camped 2019 - 17
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09-25-2012, 05:24 PM
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#27
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TeresaInCAL
Join Date: Aug 2012
Location: California foothills
Posts: 416
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Quote:
Originally Posted by bear11
State Farm is the best in my books.
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State Farm has been wonderful with the 2 claims, (1 for trailer, 1 for home), in the last 2 years.
For the trailer, we pay 11.41 per month\137.00 per year, SO cheap!
__________________
Teresa
2013 f150 Ecoboost 4x4
2009 Gray Wolf, 22BH
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09-25-2012, 06:00 PM
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#28
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TeresaInCAL
Join Date: Aug 2012
Location: California foothills
Posts: 416
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So looking at what some others are paying kinda got me worried, maybe I don't have enough coverage? I called my rep. and he said I have repair coverage, with a 100 deductable.
I also have 2 vehicles and my home with them, so I get a multi-discount.
He said if I was towing the trailer, and hit someone, my truck policy would kick in and take care of all the liability.
My trailer is also worth about 15,000. as opposed to some other rigs.
__________________
Teresa
2013 f150 Ecoboost 4x4
2009 Gray Wolf, 22BH
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09-25-2012, 09:40 PM
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#29
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Junior Member
Join Date: Sep 2012
Posts: 12
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I have USAA for auto and F37SP SANDPIPER. Paying $13.00 a month $156 a year. Deductible is $500 and carry $500,000/$300,000 uninsured and medical. Glass coverage is not available. I am very happy with USAA. they will refer RV's to another company
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10-25-2012, 10:20 AM
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#30
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Junior Member
Join Date: Oct 2012
Posts: 1
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I bought a 5th wheel (Forest River Cardinal) last July and they pushed it off to Progressive, along with my boats. Seems like all they want to do is cars and homes...
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10-25-2012, 11:45 AM
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#31
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Senior Member
Join Date: Apr 2012
Location: NC
Posts: 295
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Insurance
2013 Flagstaff 5 er 30k plus awning, near $400/yr State Farm....note plus awning....they are generally not covered under basic policy.....good luck
__________________
2011 Silverado 2500HD 6.0 Gas 3.73
2013 Flagstaff 8524 RLWS
1978 Cape Dory Ketch
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10-25-2012, 12:44 PM
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#32
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Senior Member
Join Date: Nov 2011
Location: Missouri
Posts: 338
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Found out with USAA if you use the word RV, they send you to progressive. If you say travel trailer, they'll insure you.
__________________
Ralph & Adrienne
2016 Flagstaff 8528CKWSA
2012 GMC Sierra 2500HD 6.0L
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10-25-2012, 02:37 PM
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#33
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Camper Less Camping
Join Date: Apr 2012
Location: NW
Posts: 3,642
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Quote:
Originally Posted by ralphieadie
Found out with USAA if you use the word RV, they send you to progressive. If you say travel trailer, they'll insure you.
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Interesting...we have Progressive $450/yr with full replacement value package for our 5'ver
__________________
2013 Sabre 32RCTS-6 (sold)
Family of 4 whose always on the GEAUX!
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10-25-2012, 02:54 PM
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#34
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Senior Member
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,314
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Good Sam (GMAC) $420 per year $210 for 6 months. replacement cost and you get Good Sam road side assistance included.
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10-25-2012, 03:25 PM
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#35
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Member
Join Date: Sep 2012
Location: Southeast Utah
Posts: 1,157
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Bluesky RV insurance with a $500 deduct. full $$ + 1 year newer replacement value for the first 5 years then full value after that. Uninsured motorist and all that other stuff. Basicly as much coverage as I could buy.
$424 year
I have allstate but they did not have the same coverage for the same $$$.
These guys specialize in RV insurance.
__________________
Shane & Antoinette
2012 Ford F-450 SuperDuty
2013 Crusader 355BHQ
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