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Old 02-25-2014, 01:19 PM   #1
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Good Sam Insurance

Received my renewal on my trailer insurance.
Good Sam went up 25%.
I called and their only explanation was that Texas rates increased.
More so in metro areas, which i am not in. Most have really increased in Dallas and Houston!

Anybody get a recent renewal?
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Old 02-25-2014, 04:35 PM   #2
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Quote:
Originally Posted by Dovetail View Post
Received my renewal on my trailer insurance.
Good Sam went up 25%.
I called and their only explanation was that Texas rates increased.
More so in metro areas, which i am not in. Most have really increased in Dallas and Houston!

Anybody get a recent renewal?
Not asking how much it costs but since you have Good Sams could you tell me what all it covers? I'm with Allstate and I know I'm paying much too much for my policy.
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Old 02-25-2014, 04:46 PM   #3
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Trailer is valued at 27k. $500 deductible on both comp and collision.
Replacement value on both and $3000 of contents. Was $400 went to $500.
Live 100 miles east of Dallas, 20 miles outside of Tyler which has 100k population.
I am probably included in that rating territory.
Waiting on a quote from my auto carrier.
Will post that when i get it
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Old 02-25-2014, 05:04 PM   #4
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Sorry, I didn't mean for you to list personal information. I'm trying to see what other options are out there for coverage than going with Allstate & AAA. This stuff is so confusing - everytime I think I understand I find out that I don't.
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Great choice for "Living within my means" and camping for one...

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Old 02-26-2014, 01:40 AM   #5
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Current Policy with Allstate. Trailer valued at 29K $500 deductible on Collision $ 100 deductible on comprehensive and $2,000 on contents Six month policy $347. I live in Dallas city limits.
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Old 02-26-2014, 05:58 AM   #6
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I have Allied through Nationwide. Don't live near a big city but, the 5ver is insured to 45K fixed agreed value, 1000 deductiables, includes roadside assistance $398 a year. I have my vehicles insured with them also.
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Old 02-26-2014, 04:47 PM   #7
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Auto/RV/Homeowner polices with Allstate.
Trailer value $14k (starter unit)
$50 deductible on truck & RV
$5k coverage on personal contents
$48 a month = $288 every six month

It's my understanding that the homeowner policy can come into play while the TT is parked at home or at the storage place.
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Great choice for "Living within my means" and camping for one...

2011 Salem Cruise Lite 20RBXL & 2011 Toyota Tundra Dbl Cab
Camping History: 45 Trips / 133 Nights / 3736 Miles
FRF Social Group: Campers of the West
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Old 02-26-2014, 11:07 PM   #8
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Homeowners only comes into play on personal property. Agent
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Old 02-27-2014, 12:18 AM   #9
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Dovetail,

Does Good Sam cover your RV completely? Could other policies come into play along with Good Sam? May I ask how you selected Good Sam? Was it because of services Good Sam provide? This is one company I was serious thinking about but an 25% increase scares me.
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Great choice for "Living within my means" and camping for one...

2011 Salem Cruise Lite 20RBXL & 2011 Toyota Tundra Dbl Cab
Camping History: 45 Trips / 133 Nights / 3736 Miles
FRF Social Group: Campers of the West
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Old 02-27-2014, 11:03 AM   #10
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My renewal came in on all my vehicles plus the 5th wheel. Insurance actually dropped nearly 300 dollars for the year. I moved to The Hartford in 2013 after progressive tried to increase my RV policy by 30% and my auto policy by 45% using the same excuse.
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