Maybe I can help shed some light on this thread, having spent 32 years in the insurance business and the last 23 of those years with Allied Insurance (the company mentioned in the first thread). I retired two years ago and am living the good life and enjoying the freedom to camp whenever and as long as I want.
First and foremost, I believe Good Sam Insurance is NOT and insurance company. They are an insurance agency. As is the case with a lot of insurance agencies, they represent more than one company that they can place business with.
Good Sam Insurance like most agencies wants the best price and best coverage possible for their members to choose from so they decide based on those and other factors what companies to represent.
While I can't speak for all of the companies that Good Sam Ins. has I can tell you that if you have a policy with Allied Insurance and have a claim, Allied will settle the claim, not Good Sam. That being said and not trying to turn this into a commercial I can tell you as a person who has had their car, home, RV, and umbrella covered with Allied for over 30 years, they are tops when it comes to claims service. Are there horror stories from people out there who have felt they received bad claims service, sure. Are there just as many who felt like they got great service, you bet.
Some of the threads mentioned some great coverages that they got from Good Sam. Again those coverages are offered by the carrier, not Good Sam. Good Sam again wanting to offer the best they can to their members would only partner with companies that really know the RV business and offer some special coverages tailored to uss campers. The same with pricing. Companies such as Allied will also offer special rates to members of certain organizations. In this case Good Sam members get a discount for being members of Good Sam. A discount that the regular Allied agents may not be able to give their customers. I am guessing some of the other companies Good Sam Ins. represents also offer some special pricing.
Didn't mean to make this replay so long, just wanted to help clarify and answer some of the questions in this thread. Good Sam Ins. is a great organization and I would not hesitate to talk to them about insuring my RV.
Gary, Susan, and Molly(the dog)
2007 Ford F-250 V10
2010 Flagstaff 8524 RLS