Reply
 
Thread Tools Display Modes
Old 12-14-2014, 10:49 AM   #11
Senior Member
 
rattleNsmoke's Avatar
 
Join Date: Oct 2012
Location: Western Connecticut
Posts: 1,571
That's horrible Herk. A lot of campers spend extended time away from home and use auto-bill pay. My wife was contemplating doing just that, but I've never been keen on giving up control. We will seek out suitable alternatives.
__________________

__________________
2010 Cedar Creek 5th Wheel 34SATS "The Beast"
2006 Ford F350 Lariat 6.0L Diesel
2003 Harley Heritage Softail "Hogzilla"
1986 Marriage to "Wifey" (patience of a saint)
rattleNsmoke is offline   Reply With Quote
Old 12-14-2014, 11:05 AM   #12
Site Team - Lou
 
Herk7769's Avatar
 
Join Date: Oct 2009
Location: South Eastern PA
Posts: 21,169
What was unusual was the autopay credit card payment.

THAT will stop! I found out the hard way that a key protection is negated when you autopay your bill.

The rest of the bills will stay autopay, but even there; things are not cut and dried. I tried to cancel an autopay subscription but the 800 number I "had to call" (since I never got a reply from online requests were never answered) was always busy.

I had to wait for a credit card number change before I had a chance to dump them.

"Protect my ID" or other credit monitoring services would not have helped since AFBA-5star DID catch it initially and sent me a new card. They screwed up when they only put a 30 day hold on the charge. The next month it was "internally" reinstated with no further action by their fraud department required.
__________________

__________________

Lou and Laura with Bella - German Short Hair Pointer
2008 GMC Sierra 2500HD Crewcab SB Allison Duramax
2010 Flagstaff 8526RLWS - Superglide 3300
HAM CALLSIGN - KC3FFW
Herk7769 is offline   Reply With Quote
Old 12-14-2014, 12:10 PM   #13
Site Team
 
asquared's Avatar
 
Join Date: Dec 2012
Location: North Carolina
Posts: 10,373
This is why I use usaa. They caught two identical $54 charges to my debit card to a Wal-Mart in IN. They automatically put a hold on my account and both called and emailed me about it. Within 3 days the money was back in my account. I never have used auto pay for credit cards, only things like utilities and loans. I hope you get this resolved quickly.
__________________
<a href=http://i62.tinypic.com/28rp645.jpg target=_blank>http://i62.tinypic.com/28rp645.jpg</a>
2014 Crew Cab Chevy Silverado 3500 4wd Duramax/Allison
2014 Sabre 34REQS-6
asquared is offline   Reply With Quote
Old 12-14-2014, 03:27 PM   #14
Site Team - Lou
 
Herk7769's Avatar
 
Join Date: Oct 2009
Location: South Eastern PA
Posts: 21,169
Quote:
Originally Posted by asquared View Post
This is why I use usaa. They caught two identical $54 charges to my debit card to a Wal-Mart in IN. They automatically put a hold on my account and both called and emailed me about it. Within 3 days the money was back in my account. I never have used auto pay for credit cards, only things like utilities and loans. I hope you get this resolved quickly.
Believe it or not it was our USAA mastercard that started this disaster chain. They caught the data breach at Home Depot which forced us to use our backup VISA for local purchases till the new cards arrived.

Just in time to get caught in the Target fiasco.
__________________

Lou and Laura with Bella - German Short Hair Pointer
2008 GMC Sierra 2500HD Crewcab SB Allison Duramax
2010 Flagstaff 8526RLWS - Superglide 3300
HAM CALLSIGN - KC3FFW
Herk7769 is offline   Reply With Quote
Old 12-15-2014, 11:58 AM   #15
Senior Member
 
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,229
So my better half is not so old and cautious! She will not let anybody take funds out of our bank account, for any reason. We pay a higher interest rate because she will not let them take money from our account and we also pay extra for a mailed invoice from one vendor. Sorry for your issue.
__________________
whj77372 is offline   Reply With Quote
Old 12-15-2014, 12:37 PM   #16
Senior Member
 
Join Date: Feb 2014
Location: Maryland
Posts: 295
I have found that the credit card companies have gotten so good at this kind of thing, that it actually becomes a hassle for us to use our own cards when we are away. I wont complain about it, because it is in my best interest, BUT, it is a hassle when you are traveling. Every time the wife and I travel somewhere with the RV, we get to our destination and get things mostly set up for us, then make a trip to WalMart or wherever to make some purchases. I am not sure what the threshold value is, but it seems that every time, our cards get denied at the store (not all of them, just the ones we prefer to use). Then we have to call the bank and let them know that we are traveling, where we are located, and that the "unusual purchases" are legitimate. I just find it incredibly embarrassing to be at the register when your cards keep getting denied. The people behind you that have now determined you are some kind of dead beat dont know that you are getting denied because you dared to use your card more than 100 miles from your house (gasp), LMFAO.

There are a few issues I have with it, it is is the same card we used to pay for the campground, if they allow that transaction to go through, why does a transaction 5 miles away get denied? Lol. The other thing, we are using the card in person. I would think that the bank trusts that the store is following the protocols, and that if the store determines the transaction is legit, they should assume it is. Basically, I would expect a bank to accept in person transactions, and be skeptical of online purchases, but in my experience, online purchases are never scrutinized, but in person purchases are. Seems backwards to me
__________________

_________________________
2018 Rockwood Mini Lite 2504S
2018 Ford F150 Lariat Special Edition 3.5 Ecoboost
Semperfi24 is offline   Reply With Quote
Old 12-15-2014, 04:14 PM   #17
Site Team - Lou
 
Herk7769's Avatar
 
Join Date: Oct 2009
Location: South Eastern PA
Posts: 21,169
Big news item on TARGET just now. They were the ones who hit my card.
__________________

Lou and Laura with Bella - German Short Hair Pointer
2008 GMC Sierra 2500HD Crewcab SB Allison Duramax
2010 Flagstaff 8526RLWS - Superglide 3300
HAM CALLSIGN - KC3FFW
Herk7769 is offline   Reply With Quote
Old 12-15-2014, 04:18 PM   #18
Senior Member
 
Iwannacamp's Avatar
 
Join Date: Aug 2013
Posts: 4,369
Quote:
Originally Posted by Herk7769 View Post
Believe it or not it was our USAA mastercard that started this disaster chain. They caught the data breach at Home Depot which forced us to use our backup VISA for local purchases till the new cards arrived.

Just in time to get caught in the Target fiasco.

I will never use my debit card at Home Depot again...I had to get two new cards because of them.


Sent from my iPhone using Forest River Forums
__________________
2017 Puma 297RLSS
2005 Ram 2500 4X4 diesel
Our new 5er 10-26-16
Iwannacamp is offline   Reply With Quote
Old 12-16-2014, 02:55 PM   #19
Senior Member
 
Freds342's Avatar
 
Join Date: Oct 2008
Posts: 407
And without my glasses on, I thought the thread title was "Holiday Nose Job"!
__________________
2005 Georgetown 342DS XL, Full Banks Package
2005 Liberty Renegade 4X Toad
1989 Wrangler Sahara Toad
1984 19.5' Beachcraft i/o 5.o liter, 4-bbl (and you thought your Moho sucked gas!)
D/W Carole and Maggie the Teacup Lab (Black Chihuahua)
Freds342 is offline   Reply With Quote
Old 12-16-2014, 03:35 PM   #20
Site Team
 
KyDan's Avatar
 
Join Date: Mar 2008
Location: Louisville, KY
Posts: 6,732
I never use debit cards always credit cards.
I never use auto pay. NO ONE is authorized to take money out of
my checking or savings account but me or my wife.

IF my credit card gets hacked it's THEIR money that's missing not mine....
__________________

__________________
Peace!
Dan & Rita D
2004 5.3L Silverado 1500 ext. cab 2WD
1999 Suzuki Intruder Motorcycle
Blue Ox WD hitch, AirLift load levelers

Camping days 2010-53, 2011-47, 2012-41,
2013-41, 2014-31, 2015-40, 2016-44, 2017-63
KyDan is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



» Virginia Campgrounds

Reviews provided by




ForestRiverForums.com is not in any way associated with Forest River, Inc. or its associated RV manufacturing divisions.


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 03:04 AM.