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Old 04-18-2008, 01:37 PM   #1
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Insurance for our new Trailer

Right now we have Progressive( cave man insurance) . OUr home and cars are with Hartford AARP. Does anyone have them? or could tell me of a good company. NO problems with Proressive just want to find the best.
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Old 04-19-2008, 07:44 AM   #2
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By "best" do you mean cheapest?

On my other trailer chat board the subject of trailer insurance comes
up often.
Folks with similar trailers will post widely different prices in different
parts of the country.

It's a good idea to shop around if you're looking for the lowest rate.
Since we've never had a claim, it's hard to rate ours as far as "best"
is concerned.
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Old 04-19-2008, 08:55 AM   #3
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I thought GEICO was the cave man insurance? In my experience with GEICO thy settle claims within 24 hours (their ad claim) by NOT paying them! Their and with cave man and Gecko are moronic.
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Old 04-19-2008, 11:11 AM   #4
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Quote:
Originally Posted by Wolfgang View Post
I thought GEICO was the cave man insurance? In my experience with GEICO thy settle claims within 24 hours (their ad claim) by NOT paying them! Their and with cave man and Gecko are moronic.


opps my mistake you are right GEICO.... what was i thinking.. Thanks for pointing that out...

No i do not want the cheapest i want the best coverage..
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Old 04-19-2008, 04:32 PM   #5
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I have State Farm, pretty cheap and large company
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Old 04-19-2008, 05:23 PM   #6
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I use Nationwide for everthing. They are a bit higher but been with them 20 years and cant bring myself to change.

Mike
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Old 04-20-2008, 09:46 AM   #7
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Progressive .

For the coverage and the price, my Homeowners and Auto Insurance agent said he can't beat it.

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Old 04-20-2008, 10:08 AM   #8
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We use Safeco, we have their coverage for the house, car, truck and RV. Over the 20 years that we have had them as our insurance provider, we have been through three hail storms (1 in Texas and 2 in Tenn), and property damge on an automoblie. They have paid for the repairs with no problems.

There are other insurance companies that cover RVs that include Formost, Good Sams etc. I looked into these but could not get a better rate that I am now paying.
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Old 04-20-2008, 08:13 PM   #9
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We switched to Geico, I have 5 vehicles and one RV and all have full coverage, 3 three drivers one of the drivers is 19 year. When we switched to Geico our premium drop over $1,100, and soon to have a 4th driver. I have had no problems with service from Geico and I just checked around for new rates and can not find anyone that can bet Geico's rates.
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Old 04-23-2008, 03:13 PM   #10
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Hate GEICO - had to sue them once when they would not pay medical bills because the other driver had no insurance. So, they are not great, folks... not at all. If someone else hits you and they have no insurance and no assets, GEICO will backburner your claims til the 12th of Never. So, it took an attorney to settle our accident.

We useProgressive insurance for our '05 37 ft. Wildwood and are thrilled. I think the cost was about $550 for Florida, with a $250 deductible, which is not cheap, but not bad, either, considering the value of the trailer.

Within the first week of owning the trailer, we made the mistake of leaving the 22' awning up during a rainstorm. It broke and collapsed, totally ruining it. The cost to replace it, including labor was about $1130. We were sick at heart about our stupidity, and lack of knowledge about the awning.

The good news was that Progressive got right on the claim. They did insist on visiting the site where the trailer is parked to process the claim, due to the newness of the policy, but he printed me a check on the spot with a mobile printer, and a week later, we had a replacement awning installed.

So, I have nothing but good things to say about Progressive. Another insurer might have been a lot more difficult over a claim in the first week, which was just plain bad luck on our part.
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