I get the insurance for my TT from State Farm where I have my auto insurance. The TT is covered by the tow vehicles insurance as long as it is hooked up to the hitch. I have separate insurance for when it is parked, at home or campground. For some reason I am on a monthly premium for a little under $23/month. Cost will probably vary with the value of the RV. Maybe some people cancel the insurance during the winter so they don't pay the premium then. I cover it for the year anyway. Since you are getting a new TT you should have 1 year warranty for the T and 1 year roadside service from Coach Net included with the RV. Also, you should be aware of a 2nd year warranty for the TT and the appliances, water heater, ref, furnace, AC, etc. that you can purchase from Forest River for $150. Many dealers don't mention it when you pick it up but you should have paper work with your RV that has a form included. If not you can download the 2nd year warranty form here on the forum. You may want to download the form here anyway so you will know what is included with the 2nd year warranty. If you want the 2nd year warranty you need to sign up for it as early as you can. Forest River used to want the form (and $150) sent to them within 10 days of delivery but they have lightened up on that so do it within the first 1 or 2 months after you get your RV. It does not include roadside service after the 1st year so you can get that from Coach Net or Good Sam for the second year forward.
2014 Palomino Puma 25RS
2011 F-150 Super Crew XLT
Days camped in 2014 - 23
Camped 2015 - 47
Camped 2016 - 51 done - 6 more planned so far