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Old 01-20-2015, 09:12 PM   #11
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USAA has always treated me well.

2001 Ford F250 7.3l converted to F350 specs
2014 Flagstaff 8528RKWS
2 - 2006 model year Border Collies
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Old 01-20-2015, 09:29 PM   #12
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Posts: 14
Originally Posted by rattleNsmoke View Post
You're going to get as many different replies as the 'Ford-vs Chevy vs Dodge' debates or the 'ST vs LT' debacles. Everyone either loves or hates their insurance companies.
Really looking for the multiple stay away from these people opinions. Nothing worse than needing to use your insurance after many years of paying and not be treated right. The old oh I ment to call you but... I didn't realize you actually wanted your car fixed. I know you have a nearly new truck but we think it's OK to fix it with bondo and used parts, it'll be just like new.

I have seen it in my time in the auto industry.

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Old 01-20-2015, 09:54 PM   #13
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Join Date: May 2012
Location: Upper Penisula Michigan / Arizona
Posts: 2,134
I've been with AAA / RV and it was good. Last year I took out two doors on my truck going thru a parking gate after a snow storm. They covered it and my agent said it was not going to jack up my rates since it was my first claim. When my premium came due it was jacked up $400/yr. Their answer was that I started a claim a year before because my tire fell off my truck and rolled into a parked car. My body shop repaired some rust on my box and had the tire off and they denied ever having it off. They wanted me to pay the whole bill for the parked car or pay higher premiums the next three years. I went back to the body shop and finally he decided to fix the other car but claimed he was not at fault. So now AAA has paid NOTHING but still is charging me for a not at fault claim. Now $1200+ surcharge for the next three years. Time to switch!
Ed & Ruthann / Toby and Tucker
2014 GMC Sierra Crewcab 2500 Duramax
2014 Wildcat 327ck
2015 129 nites
2016 40 nites
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Old 01-20-2015, 09:57 PM   #14
Join Date: Oct 2010
Location: Anacortes, WA
Posts: 1,169
We've been with Allstate since 1971. Our RV policy was particularly good, because if we took it off the road for the winter (stored on our third driveway), they dropped the on-road liability insurance until we re-started it. If I needed to take the rig on the road for any reason, I could get coverage for a single day.
Frank and Eileen
No longer RVers or FR owners
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Old 01-20-2015, 10:04 PM   #15
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Posts: 126
We have had USAA for going on probably 20 years. Home, Auto and RV.
Retired Army CW4 - "Waterborne"
2005 Chevy 2500 crew cab with Duramax/Allison
2014 Lacrosse 327RES

Days camped 2014 - 0, 2015 - 24
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Old 01-20-2015, 10:47 PM   #16
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Location: Tennessee
Posts: 409
Erie - House, MH, autos, umbrella. Best rates I could find. Only with them for 2 years, no claims and no big premium increases.

2013 Berkshire 390RB-60
toad - 2002 Jeep Wrangler Sport
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Old 01-20-2015, 11:29 PM   #17
Join Date: Dec 2014
Posts: 45
IllinJoe ... I also have USAA for auto insurance, but they told me they don't insure RVs and passed me off to one of their partners which I believe was Progressive. Did USAA start to insure RVs?
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Old 01-21-2015, 12:03 AM   #18
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Location: Rochester WA
Posts: 150
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We have had USAA for years. Home, Auto and 5th wheel.

They pass us off to Progressive when we got our Class C but when we traded it in for the 5er we
were welcome back to the USAA side .....
2006 Coachmen Chaparral 277DS
Coachmen Owners Association
2005 Ford F350 Dually
Last years Camping 72 days
This years Camping 65 days Ugh
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Old 01-21-2015, 12:27 AM   #19
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Location: Oregon
Posts: 448
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USAA and Amica are the highest rated companies based on customer satisfaction and financial stability. USAA only allows military and their families (past and present I believe). Amica is a Mutual Company that pays dividends yearly as long as they are profitable.

Personally, I have had everything with Amica for 4 or 5 years and had 1 minor claim that was addressed very well. I was with State Farm for a very long time before that, and was treated well with my 1 and only claim (stolen vehicle). IIRC there are different divisions of State Farm, and I was with the supposed better one (low risk customers only)....this was according to my agent at the time.

For those that have been with any given company for a long time and are seeing their rates continually rise for no reason....It is now standard practice for Insurance Companies (and agents) to raise rates on those customers that they believe are not going anywhere (long term customers). Do yourself a favor and shop around if you haven't for a few years. Also, don't forget that you can shop agents too, as they normally can set their own rate mark-ups. (IE...the State Farm agent with the fancy office downtown is likely charging you more than the State Farm agent that works out of a trailer in the sticks would)
'04 GMC Sierra 2500HD, CCSB, D/A, MaxBrake, B&W Companion, Retrax Pro, AR Power Steps
2013 Rockwood 8289WS w/Diamond pkg
1969 Camaro RS/SS Convertible
Dad's old 1968 Empi Imp (recently recovered from under 21 years worth of boxes/dust)
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Old 01-21-2015, 06:39 AM   #20
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Location: Western Iowa
Posts: 565
I was a proud Allstate customer for all my years since high school (that's many actually) and after they continually raised my rates almost to the point of what I had when I was under 25, I decided it was time to switch.

I called around and Farmers gave me the best rates I have ever seen. I had to question the agent over and over again. He assured me the coverage was the same as Allstate. So I took the plunge.

You can't rate an insurance company by the rates alone. What really counts is when you need them. Last Spring a freak baseball hail storm came through and took out the North and West sides of my house (windows, siding, downs, gutters, trim etc) as well as my 19RR. They came through and everything came out great. It was all very easy. I just got my renewal notice for 2015 and the rate was identical to previous year. That's a good sign IMHO. I'm a very happy customer.

BTW also had hail damage on the camper I had previous with Allstate and they came through fine too. I had to fight with them a little but they eventually settled with me.

2012 Ford F-150 EB 3.73
2015 Forest River 25RR
2004 Honda GL1800
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