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Old 03-06-2013, 01:00 PM   #31
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Wow you folks in the US get some pretty nice rates. I thought we were lucky in getting 5.4 for 15 years through a major bank here in Canada.
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Old 03-07-2013, 10:57 AM   #32
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I'm another @4.75% through BofA for 12 years, which is much better than the 7-8% range several local RV dealers quoted.

Some of these credit union rates you folks have posted are excellent, I probably should have researched that more. Ah well, another lesson learned...

I wanted to go the home equity route but with the house valuation drop the last couple years the math just didn't work out.
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Old 03-07-2013, 05:28 PM   #33
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If you use Costco, they have new and refi rates around 4%, from 7 to 20 years I believe. Plus, once it closes and funds, Costco will send you $100 Costco gift card.
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Old 03-09-2013, 08:05 AM   #34
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Smile rates

local credit unions were not even close to banks in st. Louis region, got 4.24 thru citizens after working them back & forth against b of a they both started out around 4.97 on 120 month loan & we worked them against each other, did learn that when doing the loan paper work that whoever has the highest credit score needs to be primary applicant, even did to apps at b of a & got better rate of the go with the wife as primary & second , the lady at b of a said the go off the credit score of the primary & not combined, never new that! just a little fyi for everybody to help save a buck! then I work the to against each other to get the best rate possible.
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Old 03-24-2013, 04:21 PM   #35
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Canada here. 6% from Royal Bank on 5yr term. Open loan. $19,500 for 2013 Salem 26tbud...
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Old 03-24-2013, 08:37 PM   #36
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wow we got 2.40% from royal Bank Canada for 2 year term on $20,995
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Old 03-30-2013, 12:46 PM   #37
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Just bought a forester with a loan from BOA with a 3.99 interest rate for 240 months with 15% down.
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