Reply
 
Thread Tools Display Modes
Old 03-17-2015, 12:42 PM   #21
Senior Member
 
Join Date: Aug 2014
Location: West Jordan, UT
Posts: 829
I came pre-approved from my CU but the dealer asked for a chance to match it and he would give me some free stuff. The dealer matched it and it was 3.49 for 10 years. It was a joint application, I have a high 700 and my wife has a low 800. I guess location does play a factor in interest rates, I had no idea.
__________________

__________________
2018 XLR Nitro 36T15
2015 GMC 3500 6.6/Allison

Nights Camped (2017- 16) (2016-13) (2015-13)
SuicideSaints is offline   Reply With Quote
Old 03-17-2015, 05:47 PM   #22
member
 
Join Date: Mar 2012
Location: New York
Posts: 336
Update Found a rate of 2.9 for 7 yrs from cu So I called the dealer today and told him I found a better rate and I would be getting my own financing. He said no problem and just have them send him a letter and he would let me know when the vin # was available. Figured I saved $1,700 in interest. that's why I love the forum Thanks everybody for all the good info and suggestions you saved me a bunch of money. Now I have more money for lots of mods
__________________

__________________
2016 Rockwood 8310SS Signature Ultralight
2017 F 250 6.2 gas 4.30 8' bed
HIDE OUT is offline   Reply With Quote
Old 03-18-2015, 12:10 PM   #23
Senior Member
 
Join Date: Apr 2011
Location: Splendora, Texas
Posts: 1,229
Even with paying interest, it wouldn't pay for me to pay cash for my fiver, $49,200,
because I have to get the money from my retirement plan and then pay tax on the full amount and it would be added to my income for that year.
__________________
whj77372 is offline   Reply With Quote
Old 03-18-2015, 04:05 PM   #24
Senior Member
 
Gleaner's Avatar
 
Join Date: Feb 2015
Location: Idaho
Posts: 279
When we ordered our TT in Feb. the local dealer begged us to finance through them.
We said we are paying cash. Went like this...

"Can you please finance it, even for 3 months, then pay it off?"

Bob, why would I do that? What is the advantage to me?

"uh......nothing, I guess, but it will make us look good."

Exactly. Case closed.

I just looked at our CU here. 2.49% if you wanted it.
__________________
Gleaner is offline   Reply With Quote
Old 03-18-2015, 04:52 PM   #25
Senior Member
 
Forbes's Avatar
 
Join Date: Jan 2012
Location: Tennessee
Posts: 703
Quote:
Originally Posted by whj77372 View Post
Even with paying interest, it wouldn't pay for me to pay cash for my fiver, $49,200,
because I have to get the money from my retirement plan and then pay tax on the full amount and it would be added to my income for that year.
Very true cheaper to get loan and in some cases you can count interest off your tax's as second home.
__________________

__________________
Forbes is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



» Virginia Campgrounds

Reviews provided by




ForestRiverForums.com is not in any way associated with Forest River, Inc. or its associated RV manufacturing divisions.


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 09:10 AM.