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Old 11-08-2017, 06:21 AM   #1
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New travel trailer insurance options?

We just purchased a 2018 Rockwood Signatue Ultralight 8329ss. Just curious what insurance options that are available. We have had our last ones on our automobile policy. Well Hurricane Harvey reached out and grabbed our 2011 Open Range. Our policy was taken care of promptly but only paid off at base NADA evaluation, no manufacture or dealer add on were covered. I would certainly think there are some others out here that have found viable options. Thanks.....cC

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Old 11-08-2017, 06:27 AM   #2
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We have GEICO and just added it. Easy.


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Old 11-08-2017, 06:49 AM   #3
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I did what Marty did and called Geico and added.

And I just purchased a Rockwood 8312ss due to Harvey coming into my house. Parked in driveway still waiting for Flood insurance to process my claim.
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Old 11-08-2017, 07:15 AM   #4
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We are using Progressive. If I remember correctly we have full replacement coverage.
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Old 11-08-2017, 08:03 AM   #5
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Progressive with full replacement coverage. Low priced too.
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Old 11-08-2017, 08:16 AM   #6
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Progressive with their new version of "Full replacement." You might want to check your policies, since they changed their policies last year without much fanfare I might add. According to Progressive, they no longer offer the "get what you paid" during the first five years. According to the agent I called and spoke with, they will give you the lesser of what you paid or the price they can find for a comparable new RV during the first 5 years and then after that, it is depreciated, just like any other policy. The old version was better.

You will pay more for this type of policy, but this version is still better than a straight auto policy.
Ben and Doreen
Home Away From Home - 2017 PT Crusader 315RST
TV - 2008 F250 Lariat SuperCrew 4X4 6.4 Diesel
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Old 11-08-2017, 08:30 AM   #7
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I reached out to some RV-specific insurance brokers.

I have a policy through Miller RV Insurance. The policy on the camper is from National Interstate. I paid extra for some kind of full replacement coverage- in fact, given the age of the camper at the time (4 years old), I had a hard time finding folks who offered it.

The other folks I spoke with was They were incredibly helpful and informative on the phone.
2012 Ram 3500 DRW/crew cab/long bed/4x4/4.10 gears pulling an early 2013 Sabre 36QBOK
Checkout my site for RVing tips, tricks, and info | My family and I have fulltimed since June 2015
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Old 11-08-2017, 11:51 AM   #8
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Remember this, your insurance agent IS NOT your friend! Their job is to pay the least amount they can get away with.
A guy sideswiped my wife a couple of years ago and his agent was going to total our vehicle because it is a 2002 and pay us a ridiculously low price. I looked on line and we could not get anything near the quality of what we have so we said no. We take excellent care of our vehicles and told him to go actually look at it.
Since it was mainly just sheet metal damage they went ahead and fixed our truck and the agent did finally admit that our truck was "Pristine".
Never accept the first offer and fight them to get what you paid for and what you deserve to get.
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Old 11-08-2017, 01:31 PM   #9
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Its totally up to you! All our TT's have been insured by State Farm, and we're very happy.
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Old 11-08-2017, 01:37 PM   #10
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National Interstate insurance. Grate company to insure with Have had them since 1996.


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insurance, trailer, travel, travel trailer

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