Repairs are usually covered by warranties, and then you can get a service contract if you wish (the jury seems split on these)
There are a few types of insurance (there are some threads on here that will go into detail about coverage and cost).
Basically while towing your vehicle policy is extended to the trailer, while parked though it is not, this is why people get insurance (comp, incident and contents).
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2018 XLR Nitro 36T15
2015 GMC 3500 6.6/Allison
Nights Camped (2018-16) (2017-16) (2016-13) (2015-13)
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