Warranties cover "peace of mind." "Peace of mind" is different for different people. If you don't know one end of a screwdriver from another, you'll probably be more inclined to get an extended warranty than if you're a do-it-yourselfer. It's all a question of how much you're willing to pay for the amount of "peace of mind" you need.
Some of these warranties require you to have the unit "serviced" every year, so you end up paying for both the warranty and the "service." Usually, the "service" is something most people can do themselves.
In my case, if it's one of those, I'd run.
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1988 Coleman Sequoia - popup (1987-2009) - outlasted 3 Dodge Grand Caravans!
2012 Roo19 - hybrid (2012-2015)
2016 Mini Lite 2503S - tt (2015 - ???)
2011 Traverse LT, 3.6L, FWD
2009 Silverado 1500 Ext Cab, 5.3L, 4x4, 3.73
2016 Silverado 2500HD Dbl Cab, 6.0L 4x4, 4.10
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