That is a hard decision, but it is a personal decision. It comes down to the amount of risk you are willing to assume without an “insurance policy” which is the reality of an extended warranty. If you were asking about a 1 year extended warranty, I would not mention this; however, since you are talking about a 5 year extended warranty program, you may want to consider other factors such as planned life altering events, i.e. retirement. Consider proximity of retirement to purchase time. If retirement is a current event or a very near future event, consider equality of retirement income to working income. If you are a young person, these retirement considerations will have less meaning, but if you are older – well, you know where I am coming from.
While there are many personal factors to consider other than those mentioned, there are also considerable relevancies pertinent and very specific to these RVs. First, a person has to wonder why a product that cost as much as a motor vehicle only carries a 1 year warranty as you would think the warranty would be comfortable to that on motor vehicles. Secondly, if you start reading these forum threads, you’ll find problems ranging from electrical issues to burnt convertors and from cracked and warped frames to leaking roofs and delaminated walls on products in warranty and on those out of warranty. A lot of those units with problems are not that old, but none the less the problem did not occur until the warranty expired.
The roof warranty – you got to love it. More than likely, the sales representative told you the roof has a 12 year warranty? It does carry a 12 year warranty – with stipulations. He/she probably failed to mention that it is a prorated warranty beginning in year 3 of ownership. Furthermore, they probably did not mention that the owner is required to provide maintenance records and receipts when filing a roof warranty claim. In other words, the burden of proof is placed on the owner who is required to provide evidence of risks management. Look on the backside of your roof warranty document and you’ll find what is mentioned herein.
Well, you and I both know as to why the standard customary warranty is only 1 year as opposed to 3, 5, or 7 years without going in to detail. If a RV owner who is a weekend worrier camped every weekend in the year that would be 104 nights (52 weekends). If you add 10 nights to the 104, that brings the total nights to 114 per year which is roughly 31 percent of a year. You and I both know that the average working family cannot allocate that much time to camping. When looking at the available time that working people can allocate to this pastime, it can take a long time for a problem to surface. In practice, it probably takes the average family 5 years of camping to spend a year's worth of nights in a camper.
The decision to purchase or not to purchase an extended warranty is one that you have to make. Take in all considerations (especially those conducive to you personally) and make an informed decision. Should you decide to purchase the warranty, ask them about the 7 year warranty – you could probably hackle them down to the same price range as that for the 5 year program. Good luck in decision!
2012 Rockwood 8314BSS
Camping, Dutch Oven Cooking, and Homebrewing