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Old 03-09-2014, 10:11 AM   #1
Boss Ox & Drovergirl
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Join Date: Feb 2014
Location: N.E. Ohio Snow Belt
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RV Insurance

Hi all,
We're getting our first TT and am wondering about what types of insurance, any issues with types of insurance companies ( i.e. are the large auto insurance companies adequate, or is it better to use companies that deal specifically with RVs). What are some of the common things to make sure your RV insurance covers?

Thanks in advance.

Mark, Vicki, & Scout THE dog
2015 Hemisphere 282RK
2010 F250 Super Duty
1992 Goldwing Aspencade
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Old 03-09-2014, 11:03 AM   #2
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I pay about $250 a year with Progressive for my 2014 Micro Lite 21FBRS. Given the rapid depreciation of TT's I opted for replacement value coverage with a $500 deductible.

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Old 03-09-2014, 05:38 PM   #3
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I have Allied pay $398 a year on my 2014 Crusader 325res 5ver with a agreed value of $45000 and $1000 deductable.
2014 Crusader 325res Touring Edition
2003 Silverado Duramax 6.6 Dually Longbed 2wd Crew Cab
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Old 03-09-2014, 05:43 PM   #4
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RV Insurance

We have State Farm on our 2014 Crusader 325RES - $250 deductible with value of $60k - premium is $420 year - our TV is $600 yr - same deductible on a 2012 Chevrolet
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Old 03-09-2014, 05:57 PM   #5
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We just stuck it on with the car and truck, no muss no fuss.
2016 F350 6.7L LB CC Reese 28K 2014 Chaparral Lite 266sab
"Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety." 2014 19 days camping 2015 17 days camping201620 days camping
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Old 03-09-2014, 06:04 PM   #6
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Went thru Good Sam and got the TV and 5er all on one policy for just under 1600 for the year
Dan, Carolyn & The Bandit (1999-2015 RIP...)
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2014 Cedar Creek 38FL
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Old 03-09-2014, 09:23 PM   #7
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I went through State Farm, I'm about to have my new agent review my policies though. They quoted me $595 a year with I feel is a little steep.
Now-2014 Sierra 346RETS 5er BUB
Then-2002 Keystone Springdale 286RLDS TT

Nights camped in 2014-28, 2015-127, 2016-10
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Old 03-09-2014, 09:39 PM   #8
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I called State Farm when I bought the Sunseeker and added it to my car insurance not having a clue what I was doing, now buying up to a FR3 I called progressive and got RV insurance and have compared the two policies and I am glad nothing ever happened to the sunseeker. You want to go with RV insurance as you have things in the RV that you would never have in your car.

2014 FR3 30DS

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